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itemtype="https://schema.org/ListItem"><a class="breadcrumb-link" href="https://www.personalfinanceforbeginners.com/" itemprop="item"><span class="breadcrumb-link-text-wrap" itemprop="name">Home</span></a><meta itemprop="position" content="1"></span> <span aria-label="breadcrumb separator">/</span> <span class="breadcrumb-link-wrap" itemprop="itemListElement" itemscope itemtype="https://schema.org/ListItem"><a class="breadcrumb-link" href="https://www.personalfinanceforbeginners.com/category/motivation/" itemprop="item"><span class="breadcrumb-link-text-wrap" itemprop="name">Motivation</span></a><meta itemprop="position" content="2"></span> <span aria-label="breadcrumb separator">/</span> How to Better Yourself: 40 Ways to Improve Your Life Today</div><img width="1024" height="512" src="https://www.personalfinanceforbeginners.com/wp-content/uploads/2019/06/how-to-better-yourself.jpg" class="aligncenter featured" alt="How to Better Yourself: 40 Ways to Improve Your Life Today" loading="lazy" /><article class="post-8354 post type-post status-publish format-standard has-post-thumbnail category-motivation entry" itemscope itemtype="https://schema.org/CreativeWork"><header class="entry-header"><p class="entry-meta"><span class="entry-author" itemprop="author" itemscope itemtype="https://schema.org/Person"><a href="https://www.personalfinanceforbeginners.com/author/admin/" class="entry-author-link" itemprop="url" rel="author"><span class="entry-author-name" itemprop="name">Aaron</span></a></span> / <time class="entry-time" itemprop="datePublished" datetime="2019-06-02T14:46:08-06:00">June 2, 2019</time></p><h1 class="entry-title" itemprop="headline">How to Better Yourself: 40 Ways to Improve Your Life Today</h1></header><div class="entry-content" itemprop="text"><div class='code-block code-block-2' style='margin: 8px 0; clear: both;'> <i>This post may contain affiliate links.</i></div><div class="swp_social_panel swp_horizontal_panel swp_flat_fresh  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 " ><span class="iconFiller"><span class="spaceManWilly"><i class="sw swp_pinterest_icon"></i><span class="swp_share">Pin</span></span></span><span class="swp_count">17</span></a></div><div class="nc_tweetContainer swp_share_button swp_reddit" data-network="reddit"><a class="nc_tweet swp_share_link" rel="nofollow noreferrer noopener" target="_blank" href="https://www.reddit.com/submit?url=https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fhow-to-better-yourself%2F" data-link="https://www.reddit.com/submit?url=https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fhow-to-better-yourself%2F"><span class="swp_count swp_hide"><span class="iconFiller"><span class="spaceManWilly"><i class="sw swp_reddit_icon"></i><span class="swp_share">Reddit</span></span></span></span></a></div><div class="nc_tweetContainer swp_share_button swp_email" data-network="email"><a class="nc_tweet noPop swp_share_link" rel="nofollow noreferrer noopener" href="mailto:?subject=How%20to%20Better%20Yourself%3A%2040%20Ways%20to%20Improve%20Your%20Life%20Today&body=Looking%20for%20ideas%20on%20how%20to%20better%20yourself%3F%20It%27s%20completely%20normal%20to%20want%20to%20improve%20your%20life.%20Every%20once%20in%20a%20while%2C%20we%20need%26nbsp%3Bto%20be%20inspired%20with%20new%20ways%20to%20make%20ourselves%20better.%20Money%20can%20be%20one%20of%20the%20more%20stressful%20parts%20of%20life%2C%20and%20getting%20more%20comfortable%20with%20money%20is%20a%20great%20way%20to%20become%20the%20best%20version%20of%20yourself.%20However%2C%26nbsp%3Bimproving%20your%20finances%20without%20improving%20yourself%20can%20leave%20you%20feeling%20unsatisfied%20and%20unfulfilled.%20That%27s%20why%20it%27s%20important%20to%20balance%20your%20financial%20goals%20with%20improving%20yourself%20in%20other%20areas%20like%20health%2C%20relationships%2C%20and%20education%20as%20well.%20In%20this%20post%2C%20you%27ll%0D%0A%0D%0ARead More Here: %20https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fhow-to-better-yourself%2F" target="_blank"><span class="swp_count swp_hide"><span class="iconFiller"><span class="spaceManWilly"><i class="sw swp_email_icon"></i><span class="swp_share">Email</span></span></span></span></a></div><div class="nc_tweetContainer swp_share_button total_shares total_sharesalt" ><span class="swp_count ">44 <span class="swp_label">Shares</span></span></div></div><p>Looking for ideas on how to better yourself?</p><p>It&#8217;s completely normal to want to improve your life. Every once in a while, we need&nbsp;to be inspired with new ways to make ourselves better.</p><p>Money can be one of the more stressful parts of life, and getting more comfortable with money is a great way to become the best version of yourself. However,&nbsp;improving your finances without improving yourself can leave you feeling unsatisfied and unfulfilled.</p><p>That&#8217;s why it&#8217;s important to balance your financial goals with improving yourself in other areas like health, relationships, and education as well.</p><p>In this post, you&#8217;ll discover how to better yourself <em>and</em> your financial situation.</p><div id="ez-toc-container" class="ez-toc-v2_0_49 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction"><div class="ez-toc-title-container"><p class="ez-toc-title">Jump to...</p> <span class="ez-toc-title-toggle"><a href="#" class="ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle" aria-label="ez-toc-toggle-icon-1"><label for="item-6479aa2e0847e" aria-label="Table of Content"><span style="display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;"><svg style="fill: #999;color:#999" xmlns="http://www.w3.org/2000/svg" class="list-377408" width="20px" height="20px" viewBox="0 0 24 24" fill="none"><path d="M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z" fill="currentColor"></path></svg><svg style="fill: #999;color:#999" class="arrow-unsorted-368013" xmlns="http://www.w3.org/2000/svg" width="10px" height="10px" viewBox="0 0 24 24" version="1.2" baseProfile="tiny"><path d="M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z"/></svg></span></label><input  type="checkbox" id="item-6479aa2e0847e"></a></span></div><nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-visibility-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class="ez-toc-link ez-toc-heading-1" href="#Here_are_40_ways_to_better_yourself_%E2%80%93_and_your_finances" title="Here are 40 ways to better yourself – and your finances">Here are 40 ways to better yourself – and your finances</a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-2" href="#1_Set_goals" title="1. Set goals">1. Set goals</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-3" href="#2_Create_a_vision_for_your_ideal_week" title="2. Create a vision for your ideal week">2. Create a vision for your ideal week</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-4" href="#3_Get_comfortable_with_your_finances" title="3. Get comfortable with your finances">3. Get comfortable with your finances</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-5" href="#4_Pay_off_your_student_loan_debt" title="4. Pay off your student loan debt">4. Pay off your student loan debt</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-6" href="#5_Start_a_journal" title="5. Start a journal">5. Start a journal</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-7" href="#6_Keep_learning" title="6. Keep learning">6. Keep learning</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-8" href="#7_Play_to_your_strengths" title="7. Play to your strengths">7. Play to your strengths</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-9" href="#8_Focus_on_assets_not_just_income" title="8. Focus on assets, not just income">8. Focus on assets, not just income</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-10" href="#9_Invest_in_relationships" title="9. Invest in relationships">9. Invest in relationships</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-11" href="#10_Learn_to_say_%E2%80%9Cno%E2%80%9D" title="10. Learn to say “no”">10. Learn to say “no”</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-12" href="#11_Stop_daydreaming_and_take_action" title="11. Stop daydreaming and take action">11. Stop daydreaming and take action</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-13" href="#12_Develop_a_skill" title="12. Develop a skill">12. Develop a skill</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-14" href="#13_Use_your_free_time_effectively" title="13. Use your free time effectively">13. Use your free time effectively</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-15" href="#14_Take_comedy_seriously" title="14. Take comedy seriously">14. Take comedy seriously</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-16" href="#15_Ask_for_a_raise_at_work" title="15. Ask for a raise at work">15. Ask for a raise at work</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-17" href="#16_Practice_self-care" title="16. Practice self-care">16. Practice self-care</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-18" href="#17_Choose_quality_over_quantity" title="17. Choose quality over quantity">17. Choose quality over quantity</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-19" href="#18_Ask_for_help" title="18. Ask for help">18. Ask for help</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-20" href="#19_Cut_things_out_of_your_life" title="19. Cut things out of your life">19. Cut things out of your life</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-21" href="#20_Build_your_credit_score" title="20. Build your credit score">20. Build your credit score</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-22" href="#21_Google_the_basic_stuff" title="21. Google the basic stuff">21. Google the basic stuff</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-23" href="#22_Gamify_your_groceries_and_food_bills" title="22. Gamify your groceries and food bills">22. Gamify your groceries and food bills</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-24" href="#23_Commit_to_being_%E2%80%9Cloose_and_colorful%E2%80%9D" title="23. Commit to being “loose and colorful”">23. Commit to being “loose and colorful”</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-25" href="#24_Study_the_greats" title="24. Study the greats">24. Study the greats</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-26" href="#25_Travel_new_routes" title="25. Travel new routes">25. Travel new routes</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-27" href="#26_Start_saving_more_money" title="26. Start saving more money">26. Start saving more money</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-28" href="#27_Try_some_new_apps" title="27. Try some new apps">27. Try some new apps</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-29" href="#28_Become_mindful_of_what_really_energizes_you" title="28. Become mindful of what really energizes you">28. Become mindful of what really energizes you</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-30" href="#29_Reorganize_your_living_space" title="29. Reorganize your living space">29. Reorganize your living space</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-31" href="#30_Try_the_one-hour_challenge" title="30. Try the one-hour challenge">30. Try the one-hour challenge</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-32" href="#31_Pay_attention_to_systems" title="31. Pay attention to systems">31. Pay attention to systems</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-33" href="#32_Take_active_steps_to_minimize_distractions" title="32. Take active steps to minimize distractions">32. Take active steps to minimize distractions</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-34" href="#33_Give_yourself_a_fresh_start_somewhere_new" title="33. Give yourself a fresh start somewhere new">33. Give yourself a fresh start somewhere new</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-35" href="#34_Find_a_way_to_exercise" title="34. Find a way to exercise">34. Find a way to exercise</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-36" href="#35_Start_tracking_spending" title="35. Start tracking spending">35. Start tracking spending</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-37" href="#36_Engage_in_something_that_creates_deep_learning" title="36. Engage in something that creates deep learning">36. Engage in something that creates deep learning</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-38" href="#37_Call_old_friends" title="37. Call old friends">37. Call old friends</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-39" href="#38_Start_a_business" title="38. Start a business">38. Start a business</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-40" href="#39_Try_something_that_you%E2%80%99re_%E2%80%9Ctoo_old%E2%80%9D_for" title="39. Try something that you’re “too old” for">39. Try something that you’re “too old” for</a></li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class="ez-toc-link ez-toc-heading-41" href="#40_Make_sleep_a_priority" title="40. Make sleep a priority">40. Make sleep a priority</a></li></ul></li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class="ez-toc-link ez-toc-heading-42" href="#Conclusion" title="Conclusion">Conclusion</a></li></ul></nav></div><h2><span class="ez-toc-section" id="Here_are_40_ways_to_better_yourself_%E2%80%93_and_your_finances"></span>Here are 40 ways to better yourself – and your finances<span class="ez-toc-section-end"></span></h2><h3><span class="ez-toc-section" id="1_Set_goals"></span>1. Set goals<span class="ez-toc-section-end"></span></h3><p>Don’t charge headfirst into some vague attempt at self-improvement.</p><p>You might discover, years later, that you became who <em>someone else</em> wanted you to be and not who <em>you </em>wanted to be!</p><p>Setting goals helps you measure success and determine whether you’re “improving”– or just “changing.”</p><h3><span class="ez-toc-section" id="2_Create_a_vision_for_your_ideal_week"></span>2. Create a vision for your ideal week<span class="ez-toc-section-end"></span></h3><p>Sometimes when we sit down to write goals, we come up with incredibly vague ideas, like “<a href="https://www.personalfinanceforbeginners.com/become-a-millionaire/">get rich</a>” or “have a nice house.”</p><p>These goals aren’t helpful, and it’s even unlikely that they’ll make us happy or better in the end!</p><p>To help yourself set goals and vision for your life, try a different exercise.</p><p>Picture your ideal week: Monday to Sunday, what are the things you do? Where do you go? What do you do for work? What is your family like? Who are your friends?</p><h3><span class="ez-toc-section" id="3_Get_comfortable_with_your_finances"></span>3. Get comfortable with your finances<span class="ez-toc-section-end"></span></h3><p>Too many of us get nervous about checking bank balances, tracking spending, and planning for the future.</p><p>If you want to become your best self, you’ll have to free yourself from those fears and use your money to thrive.</p><p>Get comfortable with your finances. Get in the habit of checking balances and tracking spending.</p><p><a href="https://www.personalfinanceforbeginners.com/ted-talks-on-money/">Educate yourself on investing and retirement.</a> Get to a place where you recognize that money is “just a number” so that you can use that number to build your best life!</p><h3><span class="ez-toc-section" id="4_Pay_off_your_student_loan_debt"></span>4. Pay off your student loan debt<span class="ez-toc-section-end"></span></h3><p>Set a goal to pay off your <a href="https://www.personalfinanceforbeginners.com/great-lakes-student-loans/">student loan debt</a> ahead of schedule.</p><p>You may have to work some extra hours or pick up a side hustle, but becoming debt-free is a huge emotional and financial relief!</p><p>The sooner that you become debt-free, the sooner you can invest in your future and your present.</p><h3><span class="ez-toc-section" id="5_Start_a_journal"></span>5. Start a journal<span class="ez-toc-section-end"></span></h3><p>No, it doesn’t have to be a traditional “today I went to the park.”</p><p>There are lots of creative ways to use a journal that help you organize your thoughts and give language to your emotions.</p><p>Journaling is a valuable mindfulness practice and vital for self-discovery.</p><p>If you&#8217;re not sure how to start, why not sit down and explore your <a href="https://www.personalfinanceforbeginners.com/financial-values-questions/">financial values</a>?</p><h3><span class="ez-toc-section" id="6_Keep_learning"></span>6. Keep learning<span class="ez-toc-section-end"></span></h3><p>Find an audiobook on something that interests you, an online class about contract law, or a popular best-selling novel from a bookstore.</p><p>Choose whatever medium of learning you enjoy the most. Don’t listen to the insistence that you “read a book.”</p><p>If you like reading, great! Read a book. If you don’t enjoy reading, find a way to learn and introduce yourself to new (and forgotten) information.</p><h3><span class="ez-toc-section" id="7_Play_to_your_strengths"></span>7. Play to your strengths<span class="ez-toc-section-end"></span></h3><p>Most of us have been told all throughout life to overcome our fears. We’re supposed to try hard things, spread our wings, and do things outside of our comfort zone.</p><p>Too few of us are told to “play to your strengths.”</p><p>Here’s the deal: overcoming fears is good.</p><p>It helps you grow. Coming to peace with who you are and what you’re good at? Even better.</p><p>Be comfortable with who you are and what you’re good at, and do <em>that</em>. Don’t obsess over new things so much that you lose track of your strengths and what makes you talented.</p><h3><span class="ez-toc-section" id="8_Focus_on_assets_not_just_income"></span>8. Focus on assets, not just income<span class="ez-toc-section-end"></span></h3><p>Once you’ve started chipping down debt with your incredible hustle, turn that negative interest (loan payments) into positive interest (<a href="https://www.personalfinanceforbeginners.com/category/investing/">investing</a>).</p><p>This is one of the secrets of the <a href="https://www.personalfinanceforbeginners.com/rich-vs-wealthy/">wealthy vs. rich</a>.</p><p>Financial freedom isn’t about how much money you earn, but how you can make that money work for you. Prioritize stock market investing, real estate rentals, and entrepreneurship.</p><p>The fancy car and huge house can wait.</p><h3><span class="ez-toc-section" id="9_Invest_in_relationships"></span>9. Invest in relationships<span class="ez-toc-section-end"></span></h3><p>As most of us learned in high school, you will become who your friends already are.</p><p>If you want to make yourself better, surround yourself with the best people. Invest in relationships with people who you look up to. Invite people out to dinner. Be proactive in your friendships.</p><h3><span class="ez-toc-section" id="10_Learn_to_say_%E2%80%9Cno%E2%80%9D"></span>10. Learn to say “no”<span class="ez-toc-section-end"></span></h3><p>It’s so simple, and we’re so bad at it.</p><p>Don’t get pressured into doing things you don’t want to do. If your coworkers are going out for a drink but you really need to finish a report, decline the offer. If someone who drains you asks to go to lunch, say no.</p><h3><span class="ez-toc-section" id="11_Stop_daydreaming_and_take_action"></span>11. Stop daydreaming and take action<span class="ez-toc-section-end"></span></h3><p>Instead of fantasizing about <a href="https://www.personalfinanceforbeginners.com/what-to-do-if-you-win-the-lottery/">what to do when you win the lottery</a>, find a way to better yourself today.</p><p>Daydreaming is useful when it’s an exercise in goal-setting, but can be a waste of time and disconnect us from ourselves when it’s pure fantasy.</p><p>Take action!</p><p>Go through this list carefully and pick three things that you can do today instead of daydreaming. A better you requires work and not just fantasy.</p><h3><span class="ez-toc-section" id="12_Develop_a_skill"></span>12. Develop a skill<span class="ez-toc-section-end"></span></h3><p>It doesn’t have to be a new skill! Dust off an old instrument or tennis racquet and lose yourself in the flow of activity for a while.</p><h3><span class="ez-toc-section" id="13_Use_your_free_time_effectively"></span>13. Use your free time effectively<span class="ez-toc-section-end"></span></h3><p>You don’t have to be productive around the clock, but find ways to be intentional about how you spend your time.</p><p>Discover <a href="https://www.personalfinanceforbeginners.com/cheap-fun-boring-weekends/">things to do when you’re bored</a> that do not cost a lot of money or can help grow in your career and relationships.</p><p>Don’t obsess over efficiency, but make sure that you’re doing the things that really matter to you!</p><h3><span class="ez-toc-section" id="14_Take_comedy_seriously"></span>14. Take comedy seriously<span class="ez-toc-section-end"></span></h3><p>In school, you were told to study visual arts, literature, sports, music, and drama. You probably weren’t told to study comedy.</p><p>Comedy teaches us to make ourselves and others laugh–one of the most valuable skills for dealing with stress, making friends and enjoying our own company.</p><p>Take comedy seriously, find comedians you like, and become a “student of the game.”</p><h3><span class="ez-toc-section" id="15_Ask_for_a_raise_at_work"></span>15. Ask for a raise at work<span class="ez-toc-section-end"></span></h3><p>Asking for a raise can not only increase your income but also provide you with opportunities to learn new skills and gain additional life experience as well. Do your research on how much you’re worth and <a href="https://www.personalfinanceforbeginners.com/how-to-ask-raise-work/">how to ask for a raise</a>, then go for it!</p><h3><span class="ez-toc-section" id="16_Practice_self-care"></span>16. Practice self-care<span class="ez-toc-section-end"></span></h3><p>You could write this entry yourself.</p><p>You’ve heard it all. <a href="https://www.personalfinanceforbeginners.com/waking-up-earlier/">Wake up earlier</a>, eat better, practice yoga and meditation, put your phone down, etc….</p><p>The truth is, self-care is what works <em>for you</em>. One of the best ways to better yourself is to learn the five or six practices that will detox you from stress and keep you going for the long hours that you want to put in.</p><p>Find your own self-care practices and use it as a toolkit for life.</p><h3><span class="ez-toc-section" id="17_Choose_quality_over_quantity"></span>17. Choose quality over quantity<span class="ez-toc-section-end"></span></h3><p>This is one of the common misconceptions about <a href="https://www.personalfinanceforbeginners.com/mennonites-frugal-living/">frugal living</a>.</p><p>It’s not always about spending as little money as possible. There are times when it makes sense to spend a little extra money for a higher-quality item that will last longer.</p><p>If you <em>love </em>coffee, invest in your coffee. If you <em>love </em>clothes, <a href="https://www.personalfinanceforbeginners.com/favorite-financial-splurges/">splurge</a> a little. Save money where you can but give yourself the freedom to choose quality where it counts.</p><h3><span class="ez-toc-section" id="18_Ask_for_help"></span>18. Ask for help<span class="ez-toc-section-end"></span></h3><p>Wow, most of us are really bad at this one.</p><p>Independence does not mean that you’re a lone wolf John Wayne who doesn’t communicate emotions.</p><p>Independence means freedom. You can be independent, responsible, and still lean on your friends in appropriate ways.</p><p>Ask for help at work when you feel overwhelmed or don’t understand something. Ask for help from friends when you’re having a lonely weekend. Get help in the store and at the restaurant.</p><h3><span class="ez-toc-section" id="19_Cut_things_out_of_your_life"></span>19. Cut things out of your life<span class="ez-toc-section-end"></span></h3><p>In the race for the latest and greatest, sometimes we aren’t good at throwing things away.</p><p>Old objects, old habits, and old music sometimes needs to go to make room for the new stuff. Trying the latest fashion trend or the latest diet routine is great, but <em>stopping </em>an outdated fashion trend or unhelpful diet routine is great too.</p><p>Remember that there are two ways to grow: adding good things to your life, and cutting bad things out of your life.</p><h3><span class="ez-toc-section" id="20_Build_your_credit_score"></span>20. Build your credit score<span class="ez-toc-section-end"></span></h3><p>You don’t need to have the <a href="https://www.personalfinanceforbeginners.com/highest-credit-score/">highest credit score</a> possible, but your credit score <em>is</em> important.</p><p>Improve your credit score by paying down balances and using autopay to make timely payments.</p><p>Having a good credit score can save you tens of thousands of dollars over your lifetime by helping you qualify for the best interest rates.</p><h3><span class="ez-toc-section" id="21_Google_the_basic_stuff"></span>21. Google the basic stuff<span class="ez-toc-section-end"></span></h3><p>How much do you know about the things you do and use every day? Maybe not much.</p><p>Do you know <a href="https://www.explainthatstuff.com/howcomputerswork.html">how your computer works</a>? Familiarize yourself with the things that you encounter every day instead of the stat lines of sports teams three states over.</p><h3><span class="ez-toc-section" id="22_Gamify_your_groceries_and_food_bills"></span>22. Gamify your groceries and food bills<span class="ez-toc-section-end"></span></h3><p>Many of us know about how much we spend on groceries per week, but we don’t really know how we hit that magic number.</p><p>Start saving a few receipts and study the data. During the month of May, I recorded how much I spent on each food, whether it was groceries or restaurants, with other people or on my own.</p><p>Find ways to maximize nutrition and flavor while cutting down on the bill. If you save even $5 a week, that comes out to $250 a year! If you value it, use the extra money to enjoy eating out more often.</p><h3><span class="ez-toc-section" id="23_Commit_to_being_%E2%80%9Cloose_and_colorful%E2%80%9D"></span>23. Commit to being “loose and colorful”<span class="ez-toc-section-end"></span></h3><p>Find personal mottos that define seasons of your life.</p><p>The personal motto should be something you want to embody for that season, like “loose and colorful” or “fortune favors the bold.”</p><p>When you give language to your goals and ideas, you can repeat them to yourself throughout the day or put them on a corkboard for inspiration.</p><h3><span class="ez-toc-section" id="24_Study_the_greats"></span>24. Study the greats<span class="ez-toc-section-end"></span></h3><p>Find the critically-acclaimed music you’ve never heard and the top rated movies you’ve never seen.</p><p>Make a list, and start immersing yourself in great art. It will make you a better conversationalist, and you’ll be more aware of the big influences in each industry.</p><p>Don’t make the mistake of not recognizing a remake or a cover!</p><h3><span class="ez-toc-section" id="25_Travel_new_routes"></span>25. Travel new routes<span class="ez-toc-section-end"></span></h3><p>How well do you know your city?</p><p>Intentionally travel new roads and new streets to keep your sense of direction sharp. You’ll be surprised at the new ideas and opportunities that spring up from taking new routes.</p><p>Traveling new roads not only helps you get to know your city, but it also develops you as the <em>kind of person </em>who takes new roads.</p><p>Who doesn’t want to feel adventurous and spontaneous?</p><h3><span class="ez-toc-section" id="26_Start_saving_more_money"></span>26. Start saving more money<span class="ez-toc-section-end"></span></h3><p>There are plenty of <a href="https://www.personalfinanceforbeginners.com/start-saving-more-money/">reasons to save money</a>. Everybody should have an emergency fund, even if you can only save $500 or $1000.</p><p>You’ll give yourself the peace of mind to know that when that laptop or phone finally breaks, you’ll be able to get a new one without gashing your budget.</p><h3><span class="ez-toc-section" id="27_Try_some_new_apps"></span>27. Try some new apps<span class="ez-toc-section-end"></span></h3><p>Stay up-to-date with the startup world by browsing the top charts and downloading a few apps each week!</p><p>You’ll stay dialed into the possibilities of tech and might find your next productivity or networking kick.</p><p>If you don’t like the app, just delete it immediately and move on. This is a great way to improve your sense of culture and business while laying in bed!</p><h3><span class="ez-toc-section" id="28_Become_mindful_of_what_really_energizes_you"></span>28. Become mindful of what really energizes you<span class="ez-toc-section-end"></span></h3><p>Most of us think we know what we like.</p><p>But if we really pay attention, we’ll notice that many patterns in our life seem enjoyable at the moment but don’t really contribute to our long-term happiness. Start noticing what makes you really happy and what is just a quick hit of entertainment.</p><p>Find your fire, not your flash. People who are great at bettering themselves are great at reading themselves. Know yourself, and know what energizes you.</p><h3><span class="ez-toc-section" id="29_Reorganize_your_living_space"></span>29. Reorganize your living space<span class="ez-toc-section-end"></span></h3><p>Changing your physical space can change the way you think about your life.</p><p>If you need a physical feel of a &#8220;new season,&#8221; try moving the furniture around a little bit! It can help you clean, rediscover things you forgot about, and ground you in your environment.</p><p>If you need a fresh start, try something simple like changing the way your desk faces or where your kitchen table sits.</p><h3><span class="ez-toc-section" id="30_Try_the_one-hour_challenge"></span>30. Try the one-hour challenge<span class="ez-toc-section-end"></span></h3><p>How much of a new project can you accomplish in only one hour?</p><p>Maybe it’s a book you’ve been meaning to write, a startup you’ve been kicking around, or a new hobby that’s piqued your interest.</p><p>Give yourself one hour and get to work!</p><p>You might find that the thing isn’t much fun, and your brain will move on. You also might get lost in the task and do it for three hours!</p><p>Allow yourself the freedom to keep going, but make sure you do the task for at least one hour.</p><h3><span class="ez-toc-section" id="31_Pay_attention_to_systems"></span>31. Pay attention to systems<span class="ez-toc-section-end"></span></h3><p>Notice the things in your life that contribute to your flourishing.</p><p>Sure, anyone can have a good night by posting up with the television and a social media scroll, but what are the <em>systems </em>that sustain you?</p><p>Join a city sports league, find more time for your hobby, or set up a date night with your partner.</p><h3><span class="ez-toc-section" id="32_Take_active_steps_to_minimize_distractions"></span>32. Take active steps to minimize distractions<span class="ez-toc-section-end"></span></h3><p>Distractions take longer to recover from than we think that they do.</p><p>Find ways of staying in flow by moving your phone out of the way and closing your email tab on your browser.</p><p>Also, remember that “distraction” is relative to whatever you’re currently doing!</p><p>If you’re on vacation on the weekend, then minimizing distractions means disconnecting from work and enjoying life.</p><h3><span class="ez-toc-section" id="33_Give_yourself_a_fresh_start_somewhere_new"></span>33. Give yourself a fresh start somewhere new<span class="ez-toc-section-end"></span></h3><p>While <a href="https://www.personalfinanceforbeginners.com/how-to-move-with-no-money/">moving across the country</a> isn’t the cheapest or easiest way to better yourself, you’re guaranteed all sorts of opportunities to develop as a person if you decide to move to a new city.</p><p>A fresh start with careers, relationships, and communities can give you the opportunity to learn from your past and change people’s perceptions of you.</p><h3><span class="ez-toc-section" id="34_Find_a_way_to_exercise"></span>34. Find a way to exercise<span class="ez-toc-section-end"></span></h3><p>We all know that exercise is great for us, and we all rarely get enough.</p><p>Focus on finding simple ways to work exercise into your overworked schedule, <em>and </em>commit to weekly exercise practices.</p><p>If you get bored easily, keep switching it up when practice gets tiring!</p><h3><span class="ez-toc-section" id="35_Start_tracking_spending"></span>35. Start tracking spending<span class="ez-toc-section-end"></span></h3><p>Become a data junkie.</p><p>Make an Excel spreadsheet, and start putting in all of your expenses and incomes.</p><p>Consciously tracking your spending is a great way to start spending less without even trying, because you become more aware of your spending.</p><p>A <a href="https://www.personalfinanceforbeginners.com/start-budgeting-adult/">budget</a> or spending sheet is also a great place to plan for new purchases and dream about the next things you want to buy. Cut down on impulse buying by keeping a list of the things you really want.</p><p>Only buy it if it stays on the list for a couple of months!</p><h3><span class="ez-toc-section" id="36_Engage_in_something_that_creates_deep_learning"></span>36. Engage in something that creates deep learning<span class="ez-toc-section-end"></span></h3><p>So much of our lives is a scroll of quick information. We jump from day to day, subject to subject, usually only picking up the vaguest of details.</p><p>Find ways to engage in deep learning. Apps like <a href="https://meet.libbyapp.com/">Libby</a> make it possible to be constantly learning without having to spend a dime.&nbsp;</p><p>Read a thick, immersive novel: we’re talking Tolstoy’s <em>War and Peace</em> or Marias’ <em>Your Face Tomorrow</em>.</p><p>Throw yourself into a valuable new skill, like mastering data analysis with Excel or fixing an old car.</p><p>Deep learning is about getting immersion into a new structure of information instead of just allowing surface information to slowly wash over you.</p><h3><span class="ez-toc-section" id="37_Call_old_friends"></span>37. Call old friends<span class="ez-toc-section-end"></span></h3><p>It helps you maintain these relationships and it provides valuable time for nostalgic reminiscing.</p><p>Calling old friends is a great way to remain attached to your past without losing track of how far you’ve come.</p><p>You want to keep getting better, but you also need to remind yourself of who you used to be.</p><p>When you feel stuck in your self-growth, call an old friend and you’ll quickly remember how much progress you’ve made!</p><h3><span class="ez-toc-section" id="38_Start_a_business"></span>38. Start a business<span class="ez-toc-section-end"></span></h3><p>Owning a business is one of the main ways that people with <a href="https://www.personalfinanceforbeginners.com/generational-wealth/">generational wealth</a> build their net worth.</p><p>When you start a business you’ll be forced to play roles you never imagined for yourself, and you’ll overcome obstacles that you didn’t even know existed!</p><p>The hard work of starting a business will grow you in surprising ways–and is a great shortcut to getting comfortable with the subject of money.</p><h3><span class="ez-toc-section" id="39_Try_something_that_you%E2%80%99re_%E2%80%9Ctoo_old%E2%80%9D_for"></span>39. Try something that you’re “too old” for<span class="ez-toc-section-end"></span></h3><p>Including but not limited to:</p><ul><li>flying a kite</li><li>learning to skateboard</li><li>learning to surf</li><li>sleeping in your car on a road trip</li><li>staying up until 2 am playing video games</li></ul><p>Maturity is valuable, but the best adults are the ones who become mature without ever losing that edge of childlike play and sense of wonder.</p><p>As you continue to better yourself over your life, remember that becoming better doesn’t mean becoming less fun or losing all sense of play!</p><p>Commit to the laughter and ridiculousness that life offers by doing things that you’re supposed to be “too old” to do.</p><h3><span class="ez-toc-section" id="40_Make_sleep_a_priority"></span>40. Make sleep a priority<span class="ez-toc-section-end"></span></h3><p>If you want to live longer, have more energy, and improve your mood–sleep more.</p><p>It’s the last item on this list because for many of us it is both the easiest and hardest way to better ourselves.</p><p>We know we need more sleep, but the idea of getting more sleep goes against everything we associate with self-growth.</p><p>Becoming better is supposed to be about working hard and having fun, not shutting down. Get sleep. You need it.</p><h2><span class="ez-toc-section" id="Conclusion"></span>Conclusion<span class="ez-toc-section-end"></span></h2><p>Knowing how to better yourself and finding ways&nbsp;to improve your finances often run together.</p><p>When you have a better financial life, it can relieve stress and free you up to work on yourself and become the person you always wanted to be.</p><p>When you make yourself better, you find that your finances become easier to manage. The better you are, the more content and confident you are, causing you to spend less and save more.</p><p>Go back through this list and find three things that speak to you where you’re at.</p><p>Write them down and try them out for the next week or so. 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