<!DOCTYPE html><html lang="en"><head ><meta charset="UTF-8" /><meta name="viewport" content="width=device-width, initial-scale=1" /><meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1' /><meta property="og:description" content="Disclosure All the information on this website is published in good faith and for general information purpose only. largeflare does not make any warranties about the completeness, reliability, and accuracy of this information. Any action you take upon the information you find on this website is strictly at your own risk. largeflare will not be liable for any losses and/or damages in connection with the use of our website. largeflare may be compensated by companies mentioned through advertising or affiliate programs. Any references to third party websites are subject to change without"><meta property="og:title" content="Disclosures and Privacy Policy"><meta property="article_author" content="Aaron"><meta property="article_publisher" content="https://www.facebook.com/personalfinanceforbeginners"><meta property="fb:app_id" content="529576650555031"><meta property="og:type" content="article"><meta property="og:url" content="https://www.personalfinanceforbeginners.com/disclosures-and-privacy-policy/"><meta property="og:site_name" content="largeflare"><meta property="article:published_time" content="2018-03-30T08:08:51-06:00"><meta property="article:modified_time" content="2020-06-07T10:35:19-06:00"><meta property="og:updated_time" content="2020-06-07T10:35:19-06:00"><meta name="twitter:title" content="Disclosures and Privacy Policy"><meta name="twitter:description" content="Disclosure All the information on this website is published in good faith and for general information purpose only. largeflare does not make any warranties about the completeness, reliability, and accuracy of this information. Any action you take upon the information you find on this website is strictly at your own risk. largeflare will not be liable for any losses and/or damages in connection with the use of our website. largeflare may be compensated by companies mentioned through advertising or affiliate programs. Any references to third party websites are subject to change without"><meta name="twitter:site" content="@pfforbeginners"><meta name="twitter:creator" content="@pfforbeginners"><meta name="twitter:card" content="summary"><script data-cfasync="false" id="ao_optimized_gfonts_config">WebFontConfig={google:{families:["Lora:400,400italic,700,700italic","Poppins:400,500,600,700","Roboto:100,100italic,200,200italic,300,300italic,400,400italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic","Lora:100,100italic,200,200italic,300,300italic,400,400italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic"] },classes:false, events:false, timeout:1500};</script><link media="all" href="https://www.personalfinanceforbeginners.com/wp-content/cache/autoptimize/css/autoptimize_980044f57c9399d45ad5efbadfb5ea90.css" rel="stylesheet"><title>Disclosures and Privacy Policy - largeflare</title><link rel="canonical" href="https://www.personalfinanceforbeginners.com/disclosures-and-privacy-policy/" /><meta property="og:locale" content="en_US" /><meta property="og:type" content="article" /><meta property="og:title" content="Disclosures and Privacy Policy - largeflare" /><meta property="og:description" content="Disclosure All the information on this website is published in good faith and for general information purpose only. largeflare does not make any warranties about the completeness, reliability,&nbsp;and accuracy of this information. Any action you take upon the information you find on this website is strictly at your own risk. Personal Finance [&hellip;]" /><meta property="og:url" content="https://www.personalfinanceforbeginners.com/disclosures-and-privacy-policy/" /><meta property="og:site_name" content="largeflare" /><meta property="article:publisher" content="https://www.facebook.com/personalfinanceforbeginners" /><meta property="article:modified_time" content="2020-06-07T16:35:19+00:00" /><meta name="twitter:card" content="summary_large_image" /><meta name="twitter:site" content="@PFforBeginners" /><meta name="twitter:label1" content="Est. reading time" /><meta name="twitter:data1" content="10 minutes" /> <script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://schema.org","@graph":[{"@type":"WebPage","@id":"https://www.personalfinanceforbeginners.com/disclosures-and-privacy-policy/","url":"https://www.personalfinanceforbeginners.com/disclosures-and-privacy-policy/","name":"Disclosures and Privacy Policy - largeflare","isPartOf":{"@id":"https://www.personalfinanceforbeginners.com/#website"},"datePublished":"2018-03-30T14:08:51+00:00","dateModified":"2020-06-07T16:35:19+00:00","breadcrumb":{"@id":"https://www.personalfinanceforbeginners.com/disclosures-and-privacy-policy/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https://www.personalfinanceforbeginners.com/disclosures-and-privacy-policy/"]}]},{"@type":"BreadcrumbList","@id":"https://www.personalfinanceforbeginners.com/disclosures-and-privacy-policy/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://www.personalfinanceforbeginners.com/"},{"@type":"ListItem","position":2,"name":"Disclosures and Privacy Policy"}]},{"@type":"WebSite","@id":"https://www.personalfinanceforbeginners.com/#website","url":"https://www.personalfinanceforbeginners.com/","name":"largeflare","description":"Take the First Steps Toward Financial Independence","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://www.personalfinanceforbeginners.com/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en"}]}</script> <link rel='dns-prefetch' href='//code.ionicframework.com' /><link href='https://fonts.gstatic.com' crossorigin='anonymous' rel='preconnect' /><link href='https://ajax.googleapis.com' rel='preconnect' /><link href='https://fonts.googleapis.com' rel='preconnect' /><link rel="alternate" type="application/rss+xml" title="largeflare &raquo; Feed" href="https://www.personalfinanceforbeginners.com/feed/" /><link rel="alternate" type="application/rss+xml" title="largeflare &raquo; Comments Feed" href="https://www.personalfinanceforbeginners.com/comments/feed/" />  <script src="//www.googletagmanager.com/gtag/js?id=UA-86484993-9"  data-cfasync="false" data-wpfc-render="false" type="text/javascript" async></script> <script data-cfasync="false" data-wpfc-render="false" type="text/javascript">var em_version = '7.15.3';
				var em_track_user = true;
				var em_no_track_reason = '';
				
								var disableStrs = [
															'ga-disable-UA-86484993-9',
									];

				/* Function to detect opted out users */
				function __gtagTrackerIsOptedOut() {
					for (var index = 0; index < disableStrs.length; index++) {
						if (document.cookie.indexOf(disableStrs[index] + '=true') > -1) {
							return true;
						}
					}

					return false;
				}

				/* Disable tracking if the opt-out cookie exists. */
				if (__gtagTrackerIsOptedOut()) {
					for (var index = 0; index < disableStrs.length; index++) {
						window[disableStrs[index]] = true;
					}
				}

				/* Opt-out function */
				function __gtagTrackerOptout() {
					for (var index = 0; index < disableStrs.length; index++) {
						document.cookie = disableStrs[index] + '=true; expires=Thu, 31 Dec 2099 23:59:59 UTC; path=/';
						window[disableStrs[index]] = true;
					}
				}

				if ('undefined' === typeof gaOptout) {
					function gaOptout() {
						__gtagTrackerOptout();
					}
				}
								window.dataLayer = window.dataLayer || [];

				window.ExactMetricsDualTracker = {
					helpers: {},
					trackers: {},
				};
				if (em_track_user) {
					function __gtagDataLayer() {
						dataLayer.push(arguments);
					}

					function __gtagTracker(type, name, parameters) {
						if (!parameters) {
							parameters = {};
						}

						if (parameters.send_to) {
							__gtagDataLayer.apply(null, arguments);
							return;
						}

						if (type === 'event') {
							
														parameters.send_to = exactmetrics_frontend.ua;
							__gtagDataLayer(type, name, parameters);
													} else {
							__gtagDataLayer.apply(null, arguments);
						}
					}

					__gtagTracker('js', new Date());
					__gtagTracker('set', {
						'developer_id.dNDMyYj': true,
											});
															__gtagTracker('config', 'UA-86484993-9', {"forceSSL":"true"} );
										window.gtag = __gtagTracker;										(function () {
						/* https://developers.google.com/analytics/devguides/collection/analyticsjs/ */
						/* ga and __gaTracker compatibility shim. */
						var noopfn = function () {
							return null;
						};
						var newtracker = function () {
							return new Tracker();
						};
						var Tracker = function () {
							return null;
						};
						var p = Tracker.prototype;
						p.get = noopfn;
						p.set = noopfn;
						p.send = function () {
							var args = Array.prototype.slice.call(arguments);
							args.unshift('send');
							__gaTracker.apply(null, args);
						};
						var __gaTracker = function () {
							var len = arguments.length;
							if (len === 0) {
								return;
							}
							var f = arguments[len - 1];
							if (typeof f !== 'object' || f === null || typeof f.hitCallback !== 'function') {
								if ('send' === arguments[0]) {
									var hitConverted, hitObject = false, action;
									if ('event' === arguments[1]) {
										if ('undefined' !== typeof arguments[3]) {
											hitObject = {
												'eventAction': arguments[3],
												'eventCategory': arguments[2],
												'eventLabel': arguments[4],
												'value': arguments[5] ? arguments[5] : 1,
											}
										}
									}
									if ('pageview' === arguments[1]) {
										if ('undefined' !== typeof arguments[2]) {
											hitObject = {
												'eventAction': 'page_view',
												'page_path': arguments[2],
											}
										}
									}
									if (typeof arguments[2] === 'object') {
										hitObject = arguments[2];
									}
									if (typeof arguments[5] === 'object') {
										Object.assign(hitObject, arguments[5]);
									}
									if ('undefined' !== typeof arguments[1].hitType) {
										hitObject = arguments[1];
										if ('pageview' === hitObject.hitType) {
											hitObject.eventAction = 'page_view';
										}
									}
									if (hitObject) {
										action = 'timing' === arguments[1].hitType ? 'timing_complete' : hitObject.eventAction;
										hitConverted = mapArgs(hitObject);
										__gtagTracker('event', action, hitConverted);
									}
								}
								return;
							}

							function mapArgs(args) {
								var arg, hit = {};
								var gaMap = {
									'eventCategory': 'event_category',
									'eventAction': 'event_action',
									'eventLabel': 'event_label',
									'eventValue': 'event_value',
									'nonInteraction': 'non_interaction',
									'timingCategory': 'event_category',
									'timingVar': 'name',
									'timingValue': 'value',
									'timingLabel': 'event_label',
									'page': 'page_path',
									'location': 'page_location',
									'title': 'page_title',
								};
								for (arg in args) {
																		if (!(!args.hasOwnProperty(arg) || !gaMap.hasOwnProperty(arg))) {
										hit[gaMap[arg]] = args[arg];
									} else {
										hit[arg] = args[arg];
									}
								}
								return hit;
							}

							try {
								f.hitCallback();
							} catch (ex) {
							}
						};
						__gaTracker.create = newtracker;
						__gaTracker.getByName = newtracker;
						__gaTracker.getAll = function () {
							return [];
						};
						__gaTracker.remove = noopfn;
						__gaTracker.loaded = true;
						window['__gaTracker'] = __gaTracker;
					})();
									} else {
										console.log("");
					(function () {
						function __gtagTracker() {
							return null;
						}

						window['__gtagTracker'] = __gtagTracker;
						window['gtag'] = __gtagTracker;
					})();
									}</script>  <script type="text/javascript">window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/www.personalfinanceforbeginners.com\/wp-includes\/js\/wp-emoji-release.min.js"}};
/*! This file is auto-generated */
!function(e,a,t){var n,r,o,i=a.createElement("canvas"),p=i.getContext&&i.getContext("2d");function s(e,t){p.clearRect(0,0,i.width,i.height),p.fillText(e,0,0);e=i.toDataURL();return p.clearRect(0,0,i.width,i.height),p.fillText(t,0,0),e===i.toDataURL()}function c(e){var t=a.createElement("script");t.src=e,t.defer=t.type="text/javascript",a.getElementsByTagName("head")[0].appendChild(t)}for(o=Array("flag","emoji"),t.supports={everything:!0,everythingExceptFlag:!0},r=0;r<o.length;r++)t.supports[o[r]]=function(e){if(p&&p.fillText)switch(p.textBaseline="top",p.font="600 32px Arial",e){case"flag":return s("\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!s("\ud83c\uddfa\ud83c\uddf3","\ud83c\uddfa\u200b\ud83c\uddf3")&&!s("\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!s("\ud83e\udef1\ud83c\udffb\u200d\ud83e\udef2\ud83c\udfff","\ud83e\udef1\ud83c\udffb\u200b\ud83e\udef2\ud83c\udfff")}return!1}(o[r]),t.supports.everything=t.supports.everything&&t.supports[o[r]],"flag"!==o[r]&&(t.supports.everythingExceptFlag=t.supports.everythingExceptFlag&&t.supports[o[r]]);t.supports.everythingExceptFlag=t.supports.everythingExceptFlag&&!t.supports.flag,t.DOMReady=!1,t.readyCallback=function(){t.DOMReady=!0},t.supports.everything||(n=function(){t.readyCallback()},a.addEventListener?(a.addEventListener("DOMContentLoaded",n,!1),e.addEventListener("load",n,!1)):(e.attachEvent("onload",n),a.attachEvent("onreadystatechange",function(){"complete"===a.readyState&&t.readyCallback()})),(e=t.source||{}).concatemoji?c(e.concatemoji):e.wpemoji&&e.twemoji&&(c(e.twemoji),c(e.wpemoji)))}(window,document,window._wpemojiSettings);</script> <link rel='stylesheet' id='ionicons-css' href='//code.ionicframework.com/ionicons/2.0.1/css/ionicons.min.css' type='text/css' media='all' /><link rel='stylesheet' id='elementor-global-css' href='https://www.personalfinanceforbeginners.com/wp-content/cache/autoptimize/css/autoptimize_single_59da3e3c8fdbd97595c0b04dc8a6489f.css' type='text/css' media='all' /><link rel='stylesheet' id='elementor-post-8436-css' href='https://www.personalfinanceforbeginners.com/wp-content/cache/autoptimize/css/autoptimize_single_a081be4b4989eb8b99a6ab6e25e87181.css' type='text/css' media='all' /><link rel='stylesheet' id='elementor-post-8432-css' href='https://www.personalfinanceforbeginners.com/wp-content/cache/autoptimize/css/autoptimize_single_feb400d9c1002abff355ef9395c07429.css' type='text/css' media='all' /><link rel="preconnect" href="https://fonts.gstatic.com/" crossorigin> <script data-cfasync="false" data-wpfc-render="false" type="text/javascript" id='exactmetrics-frontend-script-js-extra'>var exactmetrics_frontend = {"js_events_tracking":"true","download_extensions":"zip,mp3,mpeg,pdf,docx,pptx,xlsx,rar","inbound_paths":"[{\"path\":\"\\\/go\\\/\",\"label\":\"affiliate\"},{\"path\":\"\\\/recommend\\\/\",\"label\":\"affiliate\"}]","home_url":"https:\/\/www.personalfinanceforbeginners.com","hash_tracking":"false","ua":"UA-86484993-9","v4_id":""};</script> <!--[if lt IE 9]> <script type='text/javascript' src='https://www.personalfinanceforbeginners.com/wp-content/themes/genesis/lib/js/html5shiv.min.js' id='html5shiv-js'></script> <![endif]--><link rel="https://api.w.org/" href="https://www.personalfinanceforbeginners.com/wp-json/" /><link rel="alternate" type="application/json" href="https://www.personalfinanceforbeginners.com/wp-json/wp/v2/pages/6561" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://www.personalfinanceforbeginners.com/xmlrpc.php?rsd" /><link rel="wlwmanifest" type="application/wlwmanifest+xml" href="https://www.personalfinanceforbeginners.com/wp-includes/wlwmanifest.xml" /><meta name="generator" content="WordPress 6.2.2" /><link rel='shortlink' href='https://www.personalfinanceforbeginners.com/?p=6561' /><link rel="alternate" type="application/json+oembed" href="https://www.personalfinanceforbeginners.com/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fdisclosures-and-privacy-policy%2F" /><link rel="alternate" type="text/xml+oembed" href="https://www.personalfinanceforbeginners.com/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fdisclosures-and-privacy-policy%2F&#038;format=xml" /><style type="text/css">.site-title a { background: url(../image/pffb-logo-600-140.png) no-repeat !important; }</style><meta name="generator" content="Elementor 3.13.4; features: a11y_improvements, additional_custom_breakpoints; settings: css_print_method-external, google_font-enabled, font_display-auto">  <script type='text/javascript'>!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?
n.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n;
n.push=n;n.loaded=!0;n.version='2.0';n.queue=[];t=b.createElement(e);t.async=!0;
t.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefore(t,s)}(window,
document,'script','https://connect.facebook.net/en_US/fbevents.js?v=next');</script>  <script type='text/javascript'>fbq('init', '291925228073807', {}, {
    "agent": "wordpress-6.2.2-3.0.11"
})</script><script type='text/javascript'>fbq('track', 'PageView', []);</script>  <noscript> <img height="1" width="1" style="display:none" alt="fbpx"
src="https://www.facebook.com/tr?id=291925228073807&ev=PageView&noscript=1" /> </noscript><link rel="icon" href="https://www.personalfinanceforbeginners.com/wp-content/uploads/2019/02/pffb-logo-small-logo-150x150.png" sizes="32x32" /><link rel="icon" href="https://www.personalfinanceforbeginners.com/wp-content/uploads/2019/02/pffb-logo-small-logo-300x300.png" sizes="192x192" /><link rel="apple-touch-icon" href="https://www.personalfinanceforbeginners.com/wp-content/uploads/2019/02/pffb-logo-small-logo-300x300.png" /><meta name="msapplication-TileImage" content="https://www.personalfinanceforbeginners.com/wp-content/uploads/2019/02/pffb-logo-small-logo-300x300.png" /><script data-cfasync="false" id="ao_optimized_gfonts_webfontloader">(function() {var wf = document.createElement('script');wf.src='https://ajax.googleapis.com/ajax/libs/webfont/1/webfont.js';wf.type='text/javascript';wf.async='true';var s=document.getElementsByTagName('script')[0];s.parentNode.insertBefore(wf, s);})();</script></head><body data-rsssl=1 class="privacy-policy page-template-default page page-id-6561 custom-header header-image header-full-width content-sidebar elementor-default elementor-kit-" itemscope itemtype="https://schema.org/WebPage"><div class="site-container"><ul class="genesis-skip-link"><li><a href="#genesis-content" class="screen-reader-shortcut"> Skip to content</a></li><li><a href="#genesis-sidebar-primary" class="screen-reader-shortcut"> Skip to primary sidebar</a></li><li><a href="#genesis-footer-widgets" class="screen-reader-shortcut"> Skip to footer</a></li></ul><header class="site-header" itemscope itemtype="https://schema.org/WPHeader"><div class="wrap"><div class="title-area"><p class="site-title" itemprop="headline"><a href="https://www.personalfinanceforbeginners.com/">largeflare</a></p><p class="site-description" itemprop="description">Take the First Steps Toward Financial Independence</p></div><nav class="nav-primary" aria-label="Main" itemscope itemtype="https://schema.org/SiteNavigationElement" id="genesis-nav-primary"><div class="wrap"><ul id="menu-primary-menu" class="menu genesis-nav-menu menu-primary js-superfish"><li id="menu-item-15" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-15"><a href="https://www.personalfinanceforbeginners.com" itemprop="url"><span itemprop="name">Home</span></a></li><li id="menu-item-7449" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7449"><a href="https://www.personalfinanceforbeginners.com/blog/" itemprop="url"><span itemprop="name">Blog</span></a></li><li id="menu-item-8543" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-8543"><a href="#" itemprop="url"><span itemprop="name">How To</span></a><ul class="sub-menu"><li id="menu-item-8537" class="menu-item menu-item-type-post_type menu-item-object-post menu-item-8537"><a href="https://www.personalfinanceforbeginners.com/how-to-ask-raise-work/" itemprop="url"><span itemprop="name">Ask for a Raise</span></a></li><li id="menu-item-8533" class="menu-item menu-item-type-post_type menu-item-object-post menu-item-8533"><a href="https://www.personalfinanceforbeginners.com/emergency-fund/" itemprop="url"><span itemprop="name">Build An Emergency Fund</span></a></li><li id="menu-item-8612" class="menu-item menu-item-type-post_type menu-item-object-post menu-item-8612"><a href="https://www.personalfinanceforbeginners.com/calculate-net-worth/" itemprop="url"><span itemprop="name">Calculate Your Net Worth</span></a></li><li id="menu-item-8892" class="menu-item menu-item-type-post_type menu-item-object-post menu-item-8892"><a href="https://www.personalfinanceforbeginners.com/create-a-resume/" itemprop="url"><span itemprop="name">Create a Resume</span></a></li><li id="menu-item-8535" class="menu-item menu-item-type-post_type menu-item-object-post menu-item-8535"><a href="https://www.personalfinanceforbeginners.com/how-to-get-free-internet/" itemprop="url"><span itemprop="name">Get Free Internet</span></a></li><li id="menu-item-8580" class="menu-item menu-item-type-post_type menu-item-object-post menu-item-8580"><a href="https://www.personalfinanceforbeginners.com/get-out-of-debt/" itemprop="url"><span itemprop="name">Get Out of Debt</span></a></li><li id="menu-item-8547" class="menu-item menu-item-type-post_type menu-item-object-post menu-item-8547"><a href="https://www.personalfinanceforbeginners.com/making-money-upwork/" itemprop="url"><span itemprop="name">Make Money Freelancing</span></a></li><li id="menu-item-8546" class="menu-item menu-item-type-post_type menu-item-object-post menu-item-8546"><a href="https://www.personalfinanceforbeginners.com/how-to-move-with-no-money/" itemprop="url"><span itemprop="name">Move With No Money Or Job</span></a></li><li id="menu-item-8544" class="menu-item menu-item-type-post_type menu-item-object-post menu-item-8544"><a href="https://www.personalfinanceforbeginners.com/dave-ramsey-budget-percentages/" itemprop="url"><span itemprop="name">Use Budget Percentages</span></a></li></ul></li><li id="menu-item-8507" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8507"><a href="https://www.personalfinanceforbeginners.com/email-boot-camp/" itemprop="url"><span itemprop="name">Free Personal Finance Boot Camp</span></a></li><li id="menu-item-12" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12"><a href="https://www.personalfinanceforbeginners.com/contact/" itemprop="url"><span itemprop="name">Contact</span></a></li></ul></div></nav></div></header><div class="site-inner"><div class="content-sidebar-wrap"><main class="content" id="genesis-content"><article class="post-6561 page type-page status-publish entry" itemscope itemtype="https://schema.org/CreativeWork"><header class="entry-header"><h1 class="entry-title" itemprop="headline">Disclosures and Privacy Policy</h1></header><div class="entry-content" itemprop="text"><h2>Disclosure</h2><p>All the information on this website is published in good faith and for general information purpose only. largeflare does not make any warranties about the completeness, reliability,&nbsp;and accuracy of this information. Any action you take upon the information you find on this website is strictly at your own risk. largeflare will not be liable for any losses and/or damages in connection with the use of our website.</p><p>largeflare may be compensated by companies mentioned through advertising or affiliate programs. Any references to third party websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.</p><p>From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone &#8220;bad.&#8221;</p><h2>Cookies</h2><p>largeflare allows cookies to store information about a visitor’s preferences and history in order to better serve the visitor. Our website may use Google Analytics and a Facebook pixel. Advertising partners and other third parties may also use cookies and scripts to track visitors. If you have privacy concerns, you can change your browser settings to disable cookies.&nbsp;You can also learn how to&nbsp;<a href="http://www.google.com/policies/privacy/ads/">opt out of Google’s cookie usage</a>.</p><h2>Amazon Affiliate Program</h2><p>We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.</p><h2>Mediavine Programmatic Advertising</h2><p>The Website uses Mediavine to manage all third-party advertising on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website. The cookie may collect information relating to your use of the Website, information about your device such as the device’s IP address and browser type, demographic data and, if you arrived at the Website via a link from a third-party site, the URL of the linking page.</p><p>First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The &#8220;help&#8221; feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at <a href="http://www.allaboutcookies.org/manage-cookies/" rel="nofollow">www.allaboutcookies.org/manage-cookies/</a>.</p><p>Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site.</p><p>The Website may collect IP addresses and location information to serve personalized ads and pass it to Mediavine. If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit <a href="http://www.networkadvertising.org/managing/opt_out.asp" rel="nofollow">http://www.networkadvertising.org/managing/opt_out.asp</a>. You may also visit <a href="http://optout.aboutads.info/#/" rel="nofollow">http://optout.aboutads.info/#/</a> and <a href="http://optout.networkadvertising.org/" rel="nofollow">http://optout.networkadvertising.org/#</a> to learn more information about interest-based advertising. You may download the AppChoices app at <a href="http://www.aboutads.info/appchoices" rel="nofollow">http://www.aboutads.info/appchoices</a> to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.</p><p>Mediavine partners with the following data processors:</p><ol><li>Pubmatic. You may find Pubmatic’s privacy policy <a href="https://pubmatic.com/legal/privacy-policy/" rel="nofollow">through this link</a>. The data collected on the Website may be transferred to Pubmatic and its demand partners for interest-based advertising. Statistical information and other non-cookie technologies (such as eTags and web or browser cache) may be used by third parties on this Website. Browser settings that block cookies may have no effect on these technologies, but you may clear your cache to delete such trackers. Data collected from a particular browser or device may be used with another computer or device that is linked to the browser or device on which such data was collected.</li><li>Criteo. You may find Criteo’s privacy policy <a href="http://www.criteo.com/privacy/" rel="nofollow">through this link</a>. The data collected on the Website may be transferred to Criteo and its demand partners for interest-based advertising. Criteo may collect, access, and use non-identifying data to improve the Criteo Technology and other Criteo products, programs, and/or services. This non-identifying data may include on-site user behavior and user/page content data, URLs, statistics, or internal search queries. The non-identifying data are collected through the ad call and stored with a Criteo cookie for a maximum period of 13 months.</li><li>Pulsepoint. You may find Pulsepoint’s privacy policy <a href="https://pulsepoint.com/legal/platform-privacy-policy" rel="nofollow">through this link</a>.</li><li>LiveRamp. You may find LiveRamp’s privacy policy <a href="https://liveramp.com/privacy/" rel="nofollow">through this link</a>. When you use the Website, we share information that we may collect from you, such as your email (in hashed, de-identified form), IP address or information about your browser or operating system, with LiveRamp Inc, and its group companies (‘LiveRamp’). LiveRamp may use a cookie on your browser and match your shared information to their on- and offline marketing databases and those of its advertising partners to create a link between your browser and information in those other databases. This link may be shared by our partners globally for the purpose of enabling interest-based content or advertising throughout your online experience (e.g. cross device, web, email, in-app, etc.) by third parties unaffiliated with our website. These third parties may in turn link further demographic or interest-based information to your browser. To opt out of LiveRamp’s targeted advertising, please go here: <a href="https://liveramp.com/opt_out/" rel="nofollow">https://liveramp.com/opt_out/</a></li><li>RhythmOne. You may view RhythmOne’s privacy policy <a href="https://www.rhythmone.com/privacy-policy" rel="nofollow">through this link</a>. RhythmOne uses cookies and similar tracking technologies (such as mobile device identifiers and digital fingerprinting) to provide its services. RhythmOne may use aggregated information (not including your name, address, email address or telephone number) about your visits to this and other Websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, please visit the following webpage: <a href="http://www.networkadvertising.org/managing/opt_out.asp" rel="nofollow">http://www.networkadvertising.org/managing/opt_out.asp</a>.</li><li>District M. You may find District M’s privacy policy <a href="https://www.districtm.net/platforms-data-privacy-policy/" rel="nofollow">through this link</a>.</li><li>YieldMo. You may find YieldMo’s privacy policy <a href="https://www.yieldmo.com/privacy-policy/" rel="nofollow">through this link</a>. If you want to opt out of receiving interest based ads from Yieldmo or exercise your right under the <a href="https://www.oag.ca.gov/privacy/ccpa" rel="nofollow">California Consumer Privacy Act (“CCPA”)</a> to opt-out of the sale of your personal information, you may do so <a href="https://www.yieldmo.com/opt-out/" rel="nofollow">through this link</a>.</li><li>The Rubicon Project. You may find Rubicon’s privacy policy <a href="https://rubiconproject.com/privacy-policy/" rel="nofollow">through this link</a>. If you want to opt out of receiving interest based ads from Rubicon or exercise your right under the <a href="https://www.oag.ca.gov/privacy/ccpa" rel="nofollow">California Consumer Privacy Act (“CCPA”)</a> to opt-out of the sale of your personal information, you may do so <a href="http://www.rubiconproject.com/privacy/consumer-online-profile-and-opt-out/" rel="nofollow">through this link</a>. You may also utilize the <a href="http://www.networkadvertising.org/" rel="nofollow">Network Advertising Initiative’s opt-out page</a>, the <a href="http://www.youradchoices.com/" rel="nofollow">Digital Advertising Alliance’s opt-out page</a>, or the <a href="http://www.youronlinechoices.eu/" rel="nofollow">European Interactive Digital Advertising Alliance’s opt-out page</a>.</li><li>Amazon Publisher Services. You may find Amazon Publisher Services’ privacy policy <a href="https://aps.amazon.com/aps/privacy-policy/" rel="nofollow">through this link</a>.</li><li>AppNexus. You may find the AppNexus privacy policy <a href="https://www.appnexus.com/platform-privacy-policy-072016" rel="nofollow">through this link</a>.</li><li>OpenX. You may find OpenX’s privacy policy <a href="https://www.openx.com/legal/privacy-policy/" rel="nofollow">through this link</a>.</li><li>Verizon Media formerly known as Oath. You may find Verizon Media’s privacy policy <a href="https://www.verizonmedia.com/policies/us/en/verizonmedia/privacy/index.html" rel="nofollow">through this link</a>. You may also utilize the <a href="http://www.networkadvertising.org/" rel="nofollow">Network Advertising Initiative’s opt-out page</a>, the <a href="http://www.youradchoices.com/" rel="nofollow">Digital Advertising Alliance’s opt-out page</a>, or the <a href="http://www.youronlinechoices.eu/" rel="nofollow">European Interactive Digital Advertising Alliance’s opt-out page</a> to opt-out of the use of cookies for interest-based advertising.</li><li>TripleLift. You may find TripleLift’s privacy policy <a href="https://triplelift.com/privacy/" rel="nofollow">through this link</a>. To opt out of receiving interest-based advertising (including retargeting) from TripleLift’s services through the use of cookies in your current browser and for more information on what it means to opt-out, please go to <a href="https://triplelift.com/consumer-opt-out/" rel="nofollow">www.triplelift.com/consumer-opt-out</a>.</li><li>Index Exchange. You may find Index Exchange’s privacy policy <a href="https://www.indexexchange.com/privacy/" rel="nofollow">through this link</a>. You may also utilize the <a href="http://www.networkadvertising.org/" rel="nofollow">Network Advertising Initiative’s opt-out page</a>, the <a href="http://www.youradchoices.com/" rel="nofollow">Digital Advertising Alliance’s opt-out page</a>, or the <a href="http://www.youronlinechoices.eu/" rel="nofollow">European Interactive Digital Advertising Alliance’s opt-out page</a> to opt-out of the use of cookies for interest-based advertising.</li><li>Sovrn. You may find Sovrn’s privacy policy <a href="https://www.sovrn.com/privacy-policy/" rel="nofollow">through this link</a>.</li><li>GumGum. You may find GumGum’s privacy policy <a href="https://gumgum.com/privacy-policy" rel="nofollow">through this link</a>. GumGum may (i) use place and use cookies on end users’ browsers or use web beacons to collect information about end users who visit such Publisher Websites and (ii) link such collected end user information to other end user information provided by third parties in order to deliver targeted Advertisements to such end users.</li><li>Digital Remedy. You may find Digital Remedy’s privacy policy <a href="https://www.digitalremedy.com/privacy-policy/" rel="nofollow">through this link</a>.</li><li>MediaGrid. You may find MediaGrid’s privacy policy <a href="https://www.themediagrid.com/privacy-policy/" rel="nofollow">through this link</a>. MediaGrid may collect and store information about end-user interactions with this website through cookies, advertising IDS, pixels and server-to-server connections. MediaGrid was receive the following information: the page an End-User has requested and the referring/exit pages; Timestamp information (i.e., the date and time the End-User has visited the page); IP address; mobile device identifier; device model; device operating system; browser type; carrier; gender; age; geolocation (including GPS coordinates); clickstream data; cookie information; first-party identifiers&#8217;; and hashed email addresses; demographic and inferred interest information; and post-conversion data (from both online and offline behaviour). Some of this data is gathered from this website and others is gathered from advertisers. MediaGrid uses this data to provide its services. You may also utilize the <a href="http://www.networkadvertising.org/" rel="nofollow">Network Advertising Initiative’s opt-out page</a>, the <a href="http://www.youradchoices.com/" rel="nofollow">Digital Advertising Alliance’s opt-out page</a>, or the <a href="http://www.youronlinechoices.eu/" rel="nofollow">European Interactive Digital Advertising Alliance’s opt-out page</a> to opt-out of the use of cookies for interest-based advertising or review their privacy policy for more information.</li><li>RevContent &#8211; You may find RevContent’s privacy policy <a href="https://intercom.help/revcontent2/en/articles/2290675-revcontent-s-privacy-policy" rel="nofollow">through this link</a>. RevContent may collect information about your browser or device, including browser type, IP Address, device type, user agent string, and operating system. RevContent also collects information about the websites you visit through their services, such as date and time of access and specific pages accessed and the content and ads you click on. You may opt-out of any personalization track by <a href="https://www.revcontent.com/legal/optout/" rel="nofollow">opting-out of RevContent’s data collection</a>.</li><li>Centro, Inc. &#8211; You may find Centro’s privacy policy<a href="http://privacy.centro.net/" rel="nofollow"> through this link</a>. You may find opt-out information for Centro’s services through the privacy policy link.</li><li>33Across, Inc. &#8211; You may find 33Across’s privacy policy <a href="https://www.33across.com/privacy-policy/" rel="nofollow">through this link</a>. To opt-out of personalized advertising, please visit <a href="https://optout.networkadvertising.org/?c=1" rel="nofollow">https://optout.networkadvertising.org/?c=1</a>.</li><li>Conversant. LLC &#8211; You may find Conversant’s privacy policy <a href="https://www.conversantmedia.com/legal/privacy" rel="nofollow">through this link</a>. Conversant uses information that does not directly identify you, such as information about your browser type, time and date of visit, your browsing or transaction activity, the subject of advertisements clicked or scrolled over, and a unique identifier (such as a cookie string, or a unique advertising identifier provided by your mobile device) during your visits to this and other websites and apps in order to provide advertisements about goods and services likely to be of greater interest to you. Conversant may use technologies such as cookies and other tracking technologies to collect this information. To learn more about interest-based advertising, or to opt-out, you can visit <a href="http://www.youronlinechoices.eu/" rel="nofollow">www.youronlinechoices.eu</a> or <a href="https://www.networkadvertising.org/" rel="nofollow">https://www.networkadvertising.org/</a>.</li></ol><h2>Consent</h2><p>By using our website, you hereby consent to our disclaimer and agree to its terms.</p><h2>Update</h2><p>If we make any changes to this document, those changes will be prominently posted here.</p><ul><li>June 7, 2020: Added &#8220;Mediavine Programmatic Advertising&#8221; section.</li></ul><h2>Questions or concerns</h2><p><a href="https://www.personalfinanceforbeginners.com/contact/">Contact us.</a></p><p class="p5">&nbsp;</p><div class="swp_social_panel swp_horizontal_panel swp_flat_fresh  swp_default_full_color swp_other_full_color swp_individual_full_color scale-100 scale-full_width" data-min-width="1100" data-float-color="#ffffff" data-float="none" data-float-mobile="none" data-transition="slide" data-post-id="6561" ><div class="nc_tweetContainer swp_share_button swp_facebook" data-network="facebook"><a class="nc_tweet swp_share_link" rel="nofollow noreferrer noopener" target="_blank" href="https://www.facebook.com/share.php?u=https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fdisclosures-and-privacy-policy%2F" data-link="https://www.facebook.com/share.php?u=https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fdisclosures-and-privacy-policy%2F"><span class="swp_count swp_hide"><span class="iconFiller"><span class="spaceManWilly"><i class="sw swp_facebook_icon"></i><span class="swp_share">Share</span></span></span></span></a></div><div class="nc_tweetContainer swp_share_button swp_twitter" data-network="twitter"><a class="nc_tweet swp_share_link" rel="nofollow noreferrer noopener" target="_blank" href="https://twitter.com/intent/tweet?text=Disclosures+and+Privacy+Policy&url=https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fdisclosures-and-privacy-policy%2F&via=pfforbeginners" data-link="https://twitter.com/intent/tweet?text=Disclosures+and+Privacy+Policy&url=https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fdisclosures-and-privacy-policy%2F&via=pfforbeginners"><span class="swp_count swp_hide"><span class="iconFiller"><span class="spaceManWilly"><i class="sw swp_twitter_icon"></i><span class="swp_share">Tweet</span></span></span></span></a></div><div class="nc_tweetContainer swp_share_button swp_pinterest" data-network="pinterest"><a rel="nofollow noreferrer noopener" class="nc_tweet swp_share_link noPop" onClick="var e=document.createElement('script');
 e.setAttribute('type','text/javascript');
 e.setAttribute('charset','UTF-8');
 e.setAttribute('src','//assets.pinterest.com/js/pinmarklet.js?r='+Math.random()*99999999);
 document.body.appendChild(e);
 " ><span class="swp_count swp_hide"><span class="iconFiller"><span class="spaceManWilly"><i class="sw swp_pinterest_icon"></i><span class="swp_share">Pin</span></span></span></span></a></div><div class="nc_tweetContainer swp_share_button swp_reddit" data-network="reddit"><a class="nc_tweet swp_share_link" rel="nofollow noreferrer noopener" target="_blank" href="https://www.reddit.com/submit?url=https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fdisclosures-and-privacy-policy%2F" data-link="https://www.reddit.com/submit?url=https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fdisclosures-and-privacy-policy%2F"><span class="swp_count swp_hide"><span class="iconFiller"><span class="spaceManWilly"><i class="sw swp_reddit_icon"></i><span class="swp_share">Reddit</span></span></span></span></a></div><div class="nc_tweetContainer swp_share_button swp_email" data-network="email"><a class="nc_tweet noPop swp_share_link" rel="nofollow noreferrer noopener" href="mailto:?subject=Disclosures%20and%20Privacy%20Policy&body=Disclosure%20All%20the%20information%20on%20this%20website%20is%20published%20in%20good%20faith%20and%20for%20general%20information%20purpose%20only.%20Personal%20Finance%20for%20Beginners%20does%20not%20make%20any%20warranties%20about%20the%20completeness%2C%20reliability%2C%26nbsp%3Band%20accuracy%20of%20this%20information.%20Any%20action%20you%20take%20upon%20the%20information%20you%20find%20on%20this%20website%20is%20strictly%20at%20your%20own%20risk.%20Personal%20Finance%20for%20Beginners%20will%20not%20be%20liable%20for%20any%20losses%20and%2For%20damages%20in%20connection%20with%20the%20use%20of%20our%20website.%20Personal%20Finance%20for%20Beginners%20may%20be%20compensated%20by%20companies%20mentioned%20through%20advertising%20or%20affiliate%20programs.%20Any%20references%20to%20third%20party%20websites%20are%20subject%20to%20change%20without%0D%0A%0D%0ARead More Here: %20https%3A%2F%2Fwww.personalfinanceforbeginners.com%2Fdisclosures-and-privacy-policy%2F" target="_blank"><span class="swp_count swp_hide"><span class="iconFiller"><span class="spaceManWilly"><i class="sw swp_email_icon"></i><span class="swp_share">Email</span></span></span></span></a></div><div class="nc_tweetContainer swp_share_button total_shares total_sharesalt" ><span class="swp_count ">0 <span class="swp_label">Shares</span></span></div></div><div class="swp-content-locator"></div></div></article></main><aside class="sidebar sidebar-primary widget-area" role="complementary" aria-label="Primary Sidebar" itemscope itemtype="https://schema.org/WPSideBar" id="genesis-sidebar-primary"><h2 class="genesis-sidebar-title screen-reader-text">Primary Sidebar</h2><section id="elementor-library-2" class="widget widget_elementor-library"><div class="widget-wrap"><div data-elementor-type="section" data-elementor-id="8343" class="elementor elementor-8343"><div class="elementor-section-wrap"><section class="elementor-section elementor-top-section elementor-element elementor-element-68c5023e elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="68c5023e" data-element_type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}"><div class="elementor-container elementor-column-gap-wider"><div class="elementor-row"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-71fd6e7a" data-id="71fd6e7a" data-element_type="column"><div class="elementor-column-wrap elementor-element-populated"><div class="elementor-widget-wrap"><div class="elementor-element elementor-element-78b64eac elementor-widget elementor-widget-heading" data-id="78b64eac" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h4 class="elementor-heading-title elementor-size-default">Want to Feel Confident with Your Money?</h4></div></div><div class="elementor-element elementor-element-0d83ab5 elementor-widget elementor-widget-text-editor" data-id="0d83ab5" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><div class="elementor-text-editor elementor-clearfix"><p><b>Join our FREE 7 Days to Financial Confidence Email Course!</b></p><p>You’ll also receive a copy of our “6 Simple Steps to Financial Security” cheat sheet as soon you sign up.</p></div></div></div><div class="elementor-element elementor-element-ea4365d elementor-button-align-center elementor-widget elementor-widget-form" data-id="ea4365d" data-element_type="widget" data-settings="{&quot;button_width&quot;:&quot;100&quot;,&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}" data-widget_type="form.default"><div class="elementor-widget-container"><form class="elementor-form" method="post" name="Widget Optin"> <input type="hidden" name="post_id" value="8343"/> <input type="hidden" name="form_id" value="ea4365d"/> <input type="hidden" name="referer_title" value="Disclosures and Privacy Policy - largeflare" /> <input type="hidden" name="queried_id" value="6561"/><div class="elementor-form-fields-wrapper elementor-labels-"><div class="elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_1 elementor-col-100 elementor-field-required"> <label for="form-field-field_1" class="elementor-field-label elementor-screen-only"> First Name </label> <input size="1" type="text" name="form_fields[field_1]" id="form-field-field_1" class="elementor-field elementor-size-xl  elementor-field-textual" placeholder="First Name" required="required" aria-required="true"></div><div class="elementor-field-type-email elementor-field-group elementor-column elementor-field-group-field_2 elementor-col-100 elementor-field-required"> <label for="form-field-field_2" class="elementor-field-label elementor-screen-only"> Email </label> <input size="1" type="email" name="form_fields[field_2]" id="form-field-field_2" class="elementor-field elementor-size-xl  elementor-field-textual" placeholder="Email" required="required" aria-required="true"></div><div class="elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons"> <button type="submit" class="elementor-button elementor-size-xl"> <span > <span class=" elementor-button-icon"> <i class="" aria-hidden="true"></i> </span> <span class="elementor-button-text">Subscribe</span> </span> </button></div></div></form></div></div></div></div></div></div></div></section></div></div></div></section></aside></div></div><div class="footer-widgets" id="genesis-footer-widgets"><h2 class="genesis-sidebar-title screen-reader-text">Footer</h2><div class="wrap"><div class="widget-area footer-widgets-1 footer-widget-area"><section id="wpcw_social-5" class="widget wpcw-widgets wpcw-widget-social"><div class="widget-wrap"><h3 class="widgettitle widget-title">Follow Us</h3><ul><li class="no-label"><a href="https://www.pinterest.com/personalfinanceforbeginners/" target="_blank" title="Visit largeflare on Pinterest"><span class="fa fa-2x fa-pinterest"></span></a></li><li class="no-label"><a href="https://twitter.com/PFforBeginners" target="_blank" title="Visit largeflare on Twitter"><span class="fa fa-2x fa-twitter"></span></a></li><li class="no-label"><a href="https://www.facebook.com/personalfinanceforbeginners" target="_blank" title="Visit largeflare on Facebook"><span class="fa fa-2x fa-facebook"></span></a></li></ul></div></section></div><div class="widget-area footer-widgets-2 footer-widget-area"><section id="custom_html-11" class="widget_text widget widget_custom_html"><div class="widget_text widget-wrap"><h3 class="widgettitle widget-title">Popular Posts</h3><div class="textwidget custom-html-widget"><ul><li style="margin-bottom: 10px; line-height: 1.2em;"><a href="https://www.personalfinanceforbeginners.com/rich-vs-wealthy/">Rich vs. Wealthy: What’s the Difference?</a></li><li style="margin-bottom: 10px; line-height: 1.2em;"><a href="https://www.personalfinanceforbeginners.com/what-to-do-if-you-win-the-lottery/">Here’s What to Do (and Not Do) If You Win the Lottery</a></li><li style="margin-bottom: 10px; line-height: 1.2em;"><a href="https://www.personalfinanceforbeginners.com/cheap-fun-boring-weekends/">27 Cheap Things to Do When You’re Bored This Weekend</a></li><li style="margin-bottom: 10px; line-height: 1.2em;"><a href="https://www.personalfinanceforbeginners.com/vtsax-review/">VTSAX: Here's What to Know Before You Invest</a></li><li style="margin-bottom: 10px; line-height: 1.2em;"><a href="https://www.personalfinanceforbeginners.com/dave-ramsey-budget-percentages/">How to Use the Dave Ramsey Budget Percentages</a></li><li style="margin-bottom: 10px; line-height: 1.2em;"><a href="https://www.personalfinanceforbeginners.com/how-to-get-free-internet/">How to Get Free Internet</a></li><li style="margin-bottom: 10px; line-height: 1.2em;"><a href="https://www.personalfinanceforbeginners.com/great-lakes-student-loans/">Great Lakes Student Loans: What You Need to Know</a></li></ul></div></div></section></div><div class="widget-area footer-widgets-3 footer-widget-area"><section id="text-5" class="widget widget_text"><div class="widget-wrap"><h3 class="widgettitle widget-title">Disclosures and Privacy Policy</h3><div class="textwidget"><p style="font-family: sans-serif;">Content on this website is published in good faith and for general information purpose only. We may be compensated by companies mentioned through advertising or affiliate programs.<br />Read more: <a href="https://www.personalfinanceforbeginners.com/disclosures-and-privacy-policy/">Disclosures and Privacy Policy</a>.</p></div></div></section></div></div></div><footer class="site-footer" itemscope itemtype="https://schema.org/WPFooter"><div class="wrap"><p>Copyright &#x000A9;&nbsp;2023 &#x000B7; <a href="http://my.studiopress.com/themes/digital/">Digital Pro</a> on <a href="https://www.studiopress.com/">Genesis Framework</a> &#x000B7; <a href="https://wordpress.org/">WordPress</a> &#x000B7; <a rel="nofollow" href="https://www.personalfinanceforbeginners.com/wp-login.php">Log in</a></p></div></footer></div><div data-elementor-type="popup" data-elementor-id="8436" class="elementor elementor-8436 elementor-location-popup" data-elementor-settings="{&quot;entrance_animation&quot;:&quot;fadeIn&quot;,&quot;prevent_scroll&quot;:&quot;yes&quot;,&quot;entrance_animation_duration&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.1999999999999999555910790149937383830547332763671875,&quot;sizes&quot;:[]},&quot;a11y_navigation&quot;:&quot;yes&quot;,&quot;triggers&quot;:{&quot;exit_intent&quot;:&quot;yes&quot;},&quot;timing&quot;:{&quot;logged_in&quot;:&quot;yes&quot;,&quot;logged_in_users&quot;:&quot;all&quot;}}"><div class="elementor-section-wrap"><section class="elementor-section elementor-top-section elementor-element elementor-element-6894cdb2 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="6894cdb2" data-element_type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-row"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f138ae7" data-id="7f138ae7" data-element_type="column"><div class="elementor-column-wrap elementor-element-populated"><div class="elementor-widget-wrap"><div class="elementor-element elementor-element-6d98cd2d elementor-widget elementor-widget-heading" data-id="6d98cd2d" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Take The Next Step<br> Toward Financial Freedom</h2></div></div><section class="elementor-section elementor-inner-section elementor-element elementor-element-7f4c79d elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7f4c79d" data-element_type="section"><div class="elementor-container elementor-column-gap-default"><div class="elementor-row"><div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f0d9f1d" data-id="f0d9f1d" data-element_type="column"><div class="elementor-column-wrap elementor-element-populated"><div class="elementor-widget-wrap"><div class="elementor-element elementor-element-5bcf2de elementor-widget elementor-widget-image" data-id="5bcf2de" data-element_type="widget" data-widget_type="image.default"><div class="elementor-widget-container"><div class="elementor-image"> <img width="240" height="310" src="https://www.personalfinanceforbeginners.com/wp-content/uploads/2019/05/financial-security-guide.jpg" class="attachment-full size-full wp-image-8458" alt="" loading="lazy" srcset="https://www.personalfinanceforbeginners.com/wp-content/uploads/2019/05/financial-security-guide.jpg 240w, https://www.personalfinanceforbeginners.com/wp-content/uploads/2019/05/financial-security-guide-232x300.jpg 232w" sizes="(max-width: 240px) 100vw, 240px" /></div></div></div></div></div></div><div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7061a5f" data-id="7061a5f" data-element_type="column"><div class="elementor-column-wrap elementor-element-populated"><div class="elementor-widget-wrap"><div class="elementor-element elementor-element-66955eb4 elementor-widget elementor-widget-heading" data-id="66955eb4" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><p class="elementor-heading-title elementor-size-default">What's better than a free investment in your future?<br><br>Download the free <span style="font-weight: 700;">"6 Simple Steps to Financial Security" </span>cheat sheet when you subscribe to our newsletter.<br><br>It's time to start feeling confident about money.</p></div></div></div></div></div></div></div></section><div class="elementor-element elementor-element-6543e112 elementor-button-align-stretch elementor-widget elementor-widget-form" data-id="6543e112" data-element_type="widget" data-settings="{&quot;button_width&quot;:&quot;100&quot;,&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}" data-widget_type="form.default"><div class="elementor-widget-container"><form class="elementor-form" method="post" name="Newsletter Pop-up"> <input type="hidden" name="post_id" value="8436"/> <input type="hidden" name="form_id" value="6543e112"/> <input type="hidden" name="referer_title" value="Disclosures and Privacy Policy - largeflare" /> <input type="hidden" name="queried_id" value="6561"/><div class="elementor-form-fields-wrapper elementor-labels-"><div class="elementor-field-type-text elementor-field-group elementor-column elementor-field-group-fname elementor-col-100 elementor-field-required"> <label for="form-field-fname" class="elementor-field-label elementor-screen-only"> First Name </label> <input size="1" type="text" name="form_fields[fname]" id="form-field-fname" class="elementor-field elementor-size-lg  elementor-field-textual" placeholder="First Name" required="required" aria-required="true"></div><div class="elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required"> <label for="form-field-email" class="elementor-field-label elementor-screen-only"> Email </label> <input size="1" type="email" name="form_fields[email]" id="form-field-email" class="elementor-field elementor-size-lg  elementor-field-textual" placeholder="Email" required="required" aria-required="true"></div><div class="elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons"> <button type="submit" class="elementor-button elementor-size-xl"> <span > <span class=" elementor-button-icon"> <i class="" aria-hidden="true"></i> </span> <span class="elementor-button-text">join now</span> </span> </button></div></div></form></div></div></div></div></div></div></div></section></div></div><div data-elementor-type="popup" data-elementor-id="8432" class="elementor elementor-8432 elementor-location-popup" data-elementor-settings="{&quot;entrance_animation&quot;:&quot;none&quot;,&quot;prevent_close_on_esc_key&quot;:&quot;yes&quot;,&quot;entrance_animation_duration&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.1999999999999999555910790149937383830547332763671875,&quot;sizes&quot;:[]},&quot;a11y_navigation&quot;:&quot;yes&quot;,&quot;triggers&quot;:{&quot;page_load&quot;:&quot;yes&quot;,&quot;page_load_delay&quot;:0},&quot;timing&quot;:{&quot;times_times&quot;:1,&quot;times_count&quot;:&quot;close&quot;,&quot;times&quot;:&quot;yes&quot;}}"><div class="elementor-section-wrap"><section class="elementor-section elementor-top-section elementor-element elementor-element-71892070 elementor-section-content-bottom elementor-section-full_width elementor-section-height-default elementor-section-height-default" data-id="71892070" data-element_type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-row"><div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5f8052de" data-id="5f8052de" data-element_type="column"><div class="elementor-column-wrap elementor-element-populated"><div class="elementor-widget-wrap"><div class="elementor-element elementor-element-2406a8f elementor-widget elementor-widget-heading" data-id="2406a8f" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><p class="elementor-heading-title elementor-size-default"><b>This website uses cookies to ensure you get the best experience on our website.</b></p></div></div></div></div></div><div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4d5d7c3c" data-id="4d5d7c3c" data-element_type="column"><div class="elementor-column-wrap elementor-element-populated"><div class="elementor-widget-wrap"><div class="elementor-element elementor-element-78b1e64a elementor-align-center elementor-mobile-align-justify elementor-widget elementor-widget-button" data-id="78b1e64a" data-element_type="widget" data-widget_type="button.default"><div class="elementor-widget-container"><div class="elementor-button-wrapper"> <a href="#elementor-action%3Aaction%3Dpopup%3Aclose%26settings%3DeyJkb19ub3Rfc2hvd19hZ2FpbiI6IiJ9" class="elementor-button-link elementor-button elementor-size-sm" role="button"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-text">Accept</span> </span> </a></div></div></div></div></div></div></div></div></section></div></div>  <script type='text/javascript'>document.addEventListener( 'wpcf7mailsent', function( event ) {
        if( "fb_pxl_code" in event.detail.apiResponse){
          eval(event.detail.apiResponse.fb_pxl_code);
        }
      }, false );</script> <div id='fb-pxl-ajax-code'></div><link rel='stylesheet' id='elementor-post-8343-css' href='https://www.personalfinanceforbeginners.com/wp-content/cache/autoptimize/css/autoptimize_single_aa85d5cd9309866a074c78e1321627af.css' type='text/css' media='all' /> <script type='text/javascript' id='social_warfare_script-js-extra'>var socialWarfare = {"addons":["pro"],"post_id":"6561","variables":{"emphasizeIcons":"0","powered_by_toggle":false,"affiliate_link":"https:\/\/warfareplugins.com"},"floatBeforeContent":""};</script> <script type='text/javascript' id='digital-responsive-menu-js-extra'>var genesis_responsive_menu = {"mainMenu":"Menu","menuIconClass":"ionicons-before ion-ios-drag","subMenu":"Submenu","subMenuIconClass":"ionicons-before ion-ios-arrow-down","menuClasses":{"others":[".nav-primary"]}};</script> <script type='text/javascript' id='wp-i18n-js-after'>wp.i18n.setLocaleData( { 'text direction\u0004ltr': [ 'ltr' ] } );</script> <script type='text/javascript' id='elementor-pro-frontend-js-before'>var ElementorProFrontendConfig = {"ajaxurl":"https:\/\/www.personalfinanceforbeginners.com\/wp-admin\/admin-ajax.php","nonce":"ab74bd3251","urls":{"assets":"https:\/\/www.personalfinanceforbeginners.com\/wp-content\/plugins\/elementor-pro\/assets\/","rest":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/"},"shareButtonsNetworks":{"facebook":{"title":"Facebook","has_counter":true},"twitter":{"title":"Twitter"},"linkedin":{"title":"LinkedIn","has_counter":true},"pinterest":{"title":"Pinterest","has_counter":true},"reddit":{"title":"Reddit","has_counter":true},"vk":{"title":"VK","has_counter":true},"odnoklassniki":{"title":"OK","has_counter":true},"tumblr":{"title":"Tumblr"},"digg":{"title":"Digg"},"skype":{"title":"Skype"},"stumbleupon":{"title":"StumbleUpon","has_counter":true},"mix":{"title":"Mix"},"telegram":{"title":"Telegram"},"pocket":{"title":"Pocket","has_counter":true},"xing":{"title":"XING","has_counter":true},"whatsapp":{"title":"WhatsApp"},"email":{"title":"Email"},"print":{"title":"Print"}},"facebook_sdk":{"lang":"en","app_id":""},"lottie":{"defaultAnimationUrl":"https:\/\/www.personalfinanceforbeginners.com\/wp-content\/plugins\/elementor-pro\/modules\/lottie\/assets\/animations\/default.json"}};</script> <script type='text/javascript' id='elementor-frontend-js-before'>var elementorFrontendConfig = {"environmentMode":{"edit":false,"wpPreview":false,"isScriptDebug":false},"i18n":{"shareOnFacebook":"Share on Facebook","shareOnTwitter":"Share on Twitter","pinIt":"Pin it","download":"Download","downloadImage":"Download image","fullscreen":"Fullscreen","zoom":"Zoom","share":"Share","playVideo":"Play Video","previous":"Previous","next":"Next","close":"Close"},"is_rtl":false,"breakpoints":{"xs":0,"sm":480,"md":768,"lg":1025,"xl":1440,"xxl":1600},"responsive":{"breakpoints":{"mobile":{"label":"Mobile Portrait","value":767,"default_value":767,"direction":"max","is_enabled":true},"mobile_extra":{"label":"Mobile Landscape","value":880,"default_value":880,"direction":"max","is_enabled":false},"tablet":{"label":"Tablet Portrait","value":1024,"default_value":1024,"direction":"max","is_enabled":true},"tablet_extra":{"label":"Tablet Landscape","value":1200,"default_value":1200,"direction":"max","is_enabled":false},"laptop":{"label":"Laptop","value":1366,"default_value":1366,"direction":"max","is_enabled":false},"widescreen":{"label":"Widescreen","value":2400,"default_value":2400,"direction":"min","is_enabled":false}}},"version":"3.13.4","is_static":false,"experimentalFeatures":{"a11y_improvements":true,"additional_custom_breakpoints":true,"theme_builder_v2":true,"landing-pages":true,"page-transitions":true,"notes":true,"loop":true,"form-submissions":true,"e_scroll_snap":true},"urls":{"assets":"https:\/\/www.personalfinanceforbeginners.com\/wp-content\/plugins\/elementor\/assets\/"},"swiperClass":"swiper-container","settings":{"page":[],"editorPreferences":[]},"kit":{"active_breakpoints":["viewport_mobile","viewport_tablet"],"global_image_lightbox":"yes","lightbox_enable_counter":"yes","lightbox_enable_fullscreen":"yes","lightbox_enable_zoom":"yes","lightbox_enable_share":"yes","lightbox_title_src":"title","lightbox_description_src":"description"},"post":{"id":6561,"title":"Disclosures%20and%20Privacy%20Policy%20-%20Personal%20Finance%20for%20Beginners","excerpt":"","featuredImage":false}};</script> <script type="text/javascript">var swp_nonce = "cd4181b0ba";var swpFloatBeforeContent = false; var swp_ajax_url = "https://www.personalfinanceforbeginners.com/wp-admin/admin-ajax.php"; var swp_post_id = "6561";var swpClickTracking = false; swpPinIt={"enabled":false}; document.addEventListener("DOMContentLoaded", function() { var swpButtonsExist = document.getElementsByClassName( "swp_social_panel" ).length > 0; if (swpButtonsExist) { swp_admin_ajax = "https://www.personalfinanceforbeginners.com/wp-admin/admin-ajax.php"; swp_post_id=6561; swp_post_url= "https://www.personalfinanceforbeginners.com/disclosures-and-privacy-policy/"; swp_post_recovery_url = ""; socialWarfare.fetchFacebookShares(); } });</script><script defer src="https://www.personalfinanceforbeginners.com/wp-content/cache/autoptimize/js/autoptimize_f5e5c4895cdf35e1c4fcb2d8a169a2d1.js"></script></body></html>