{"id":8339,"date":"2019-05-28T17:36:19","date_gmt":"2019-05-28T23:36:19","guid":{"rendered":"https:\/\/www.personalfinanceforbeginners.com\/?p=8339"},"modified":"2019-11-03T22:05:16","modified_gmt":"2019-11-04T05:05:16","slug":"vtsax-review","status":"publish","type":"post","link":"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/","title":{"rendered":"VTSAX Review: Here&#8217;s What to Know Before You Invest"},"content":{"rendered":"<p>If you\u2019re just starting to take the first <a href=\"https:\/\/www.personalfinanceforbeginners.com\/new-investors\/\">steps to investing<\/a>, it\u2019s only a matter of time until you encounter an acronym that you\u2019re unfamiliar with: VTSAX.<\/p>\n<p>Of course, for personal finance beginners, this is one of many acronyms that might confuse you.<\/p>\n<p>When you come across words like VTSAX, ETF, and APR, you may wonder if the writer accidentally set their cup of coffee on the keyboard while writing their article (what do all of these words mean?!)<\/p>\n<p>In this post, you\u2019ll learn about the definition of VTSAX, what it takes to invest in VTSAX, and why many people consider the VTSAX mutual fund to be a good investment.<\/p>\n<div id=\"sswrntrftirnaqhrmoqx\" data-volume=\"70\" data-ratio=\"16:9\">&nbsp;<\/div>\n<p><script type=\"text\/javascript\" src=\"\/\/video.mediavine.com\/videos\/sswrntrftirnaqhrmoqx.js\" async=\"\" data-noptimize=\"\"><\/script><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_49 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Jump to...<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"ez-toc-toggle-icon-1\"><label for=\"item-647a0caed151d\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-647a0caed151d\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-visibility-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#What_is_VTSAX\" title=\"What is VTSAX?\">What is VTSAX?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#What_type_of_fund_is_VTSAX\" title=\"What type of fund is VTSAX?\">What type of fund is VTSAX?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#A_Profile_of_the_Vanguard_Total_Stock_Market_Index_Fund\" title=\"A Profile of the Vanguard Total Stock Market Index Fund\">A Profile of the Vanguard Total Stock Market Index Fund<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#How_many_stocks_does_VTSAX_hold\" title=\"How many stocks does VTSAX hold?\">How many stocks does VTSAX hold?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#What_stocks_are_held_in_the_VTSAX_fund\" title=\"What stocks are held in the VTSAX fund?\">What stocks are held in the VTSAX fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#How_has_VTSAX_performed\" title=\"How has VTSAX performed?\">How has VTSAX performed?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#Is_VTSAX_a_good_investment\" title=\"Is VTSAX a good investment?\">Is VTSAX a good investment?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#How_much_do_I_need_to_invest_in_VTSAX\" title=\"How much do I need to invest in VTSAX?\">How much do I need to invest in VTSAX?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#VTSAX_Review_A_Conclusion\" title=\"VTSAX Review: A Conclusion\">VTSAX Review: A Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_VTSAX\"><\/span>What is VTSAX?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>VTSAX is an acronym that stands for \u201cVanguard Total Stock Market Index Fund Admiral Shares.\u201d VTSAX is an index fund designed to track the performance of the entire United States stock market.<\/p>\n<p>For a little more detail, let\u2019s take a look at a summary of the <a href=\"https:\/\/investor.vanguard.com\/mutual-funds\/profile\/vtsax\">VTSAX fund from Vanguard<\/a> themselves:<\/p>\n<p>Created in 1992, Vanguard Total Stock Market Index Fund is designed to provide investors with exposure to the entire U.S. equity market, including small-, mid-, and large-cap growth and value stocks. The fund\u2019s key attributes are its low costs, broad diversification, and the potential for tax efficiency. Investors looking for a low-cost way to gain broad exposure to the U.S. stock market who are willing to accept the volatility that comes with stock market investing may wish to consider this fund as either a core equity holding or your only domestic stock fund.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_type_of_fund_is_VTSAX\"><\/span>What type of fund is VTSAX?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>To fully understand VTSAX, it may be helpful to have definitions for both mutual funds and index funds.<\/p>\n<p>A <i>mutual fund<\/i> is a portfolio of many different stocks you can purchase together.<\/p>\n<p>An <i>index fund<\/i> is a mutual fund that\u2019s created to reflect a larger market.<\/p>\n<p>VTSAX is both a mutual fund and an index fund. Or put another way, VTSAX is a collection of many stocks (more on that later) that track the American stock market as a whole.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"A_Profile_of_the_Vanguard_Total_Stock_Market_Index_Fund\"><\/span>A Profile of the Vanguard Total Stock Market Index Fund<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>VTSAX is one of the largest index funds in the world. If you choose to invest in VTSAX, this means you certainly won\u2019t be alone in carrying about its performance. It\u2019s a popular choice likely owned by everyone from the new investor to those with <a href=\"https:\/\/www.personalfinanceforbeginners.com\/rich-vs-wealthy\/\">generational wealth<\/a>.<\/p>\n<p>That being said, it\u2019s important to learn more about the composition and historical performance before making your own personal decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_many_stocks_does_VTSAX_hold\"><\/span>How many stocks does VTSAX hold?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As of April 2019, VTSAX held 3607 stocks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_stocks_are_held_in_the_VTSAX_fund\"><\/span>What stocks are held in the VTSAX fund?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The top 10 holdings in VTSAX are all generally considered to be household names. These companies make up nearly 20% of the fund\u2019s total worth and include:<\/p>\n<ol>\n<li>Microsoft<\/li>\n<li>Apple<\/li>\n<li>Amazon<\/li>\n<li>Alphabet (Google)<\/li>\n<li>Facebook<\/li>\n<li>Berkshire Hathaway<\/li>\n<li>JP Morgan Chase<\/li>\n<li>Johnson &amp; Johnson<\/li>\n<li>Exxon Mobil<\/li>\n<li>Visa<\/li>\n<\/ol>\n<p>While the VTSAX provides a diversified portfolio over picking single stocks, there are a few industries that are most heavily present (you can probably guess which industries by using the list above). They are Technology (20.9%), Financial (19.5%), Consumer Services (13.7%) and Industrial (13.5%).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_has_VTSAX_performed\"><\/span>How has VTSAX performed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Since its inception in 1992, VTSAX has performed with an <a href=\"https:\/\/www.investopedia.com\/articles\/investing\/111215\/vanguard-total-stock-index-vs-vanguard-500-index-fund.asp\">average annual return of 9.74%<\/a>. Since 2000, Admiral Shares have returned 6.87%.<\/p>\n<p>The VTSAX fund is designed to closely reflect the performance of the entire stock market, and the results are generally a good representation of that.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_VTSAX_a_good_investment\"><\/span>Is VTSAX a good investment?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>It can be difficult to label any individual stock or fund as a \u201cgood investment.\u201d<\/p>\n<p>After all, historical performance is no guarantee of future performance, and every individual brings different values, goals, and resources to the table when it comes to investing.<\/p>\n<p>Many people are looking for <a href=\"https:\/\/www.personalfinanceforbeginners.com\/investment-truths\/\">what to invest in right now<\/a> rather than developing a sound overall investment strategy.<\/p>\n<p>There are a couple of big factors to consider when deciding what a good investment means to you \u2013 whether that\u2019s investing in an index fund like VTSAX or something else:<\/p>\n<ul>\n<li><b>Costs:<\/b> When you invest in the stock market, you\u2019ll have to carefully review the terms to make sure you understand all of the expenses. You\u2019ll end up paying some money to have it moved between funds and professionally managed. Become familiar with the fees, and resist the temptation to move your money often. Don\u2019t give away your investment returns through costly fees.<\/li>\n<li><strong>Diversification:<\/strong> Don\u2019t put all of your eggs into one basket. Diversification, or distributing your investment across many different assets, allows you to manage your exposure to risk. Even if one of your stocks plummet (let\u2019s say, due to a PR scandal, product announcement, or market shift), your portfolio is less affected as it\u2019s supported by the performance of the other stocks you own.<\/li>\n<\/ul>\n<p>Keep these two factors in mind can help you to avoid some of the most <a href=\"https:\/\/www.personalfinanceforbeginners.com\/common-investing-mistakes\/\">common investing mistakes<\/a>.<\/p>\n<p>Fortunately, index funds like VTSAX typically stack up well in both of these areas. If you\u2019re looking for a hands-off, low-cost way to invest in the stock market, then investing in VTSAX is a good candidate to consider.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_do_I_need_to_invest_in_VTSAX\"><\/span>How much do I need to invest in VTSAX?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you decide to invest in VTSAX, you may wonder how to buy your first shares from Vanguard. Currently, the minimum amount needed to invest in VTSAX is $3,000.<\/p>\n<p>If this is your first time investing in the stock market, congratulations! Owning stocks is one of those financial behaviors that often demonstrates the <a href=\"https:\/\/www.personalfinanceforbeginners.com\/rich-vs-wealthy\/\">difference between wealthy and \u201crich<\/a>.\u201d<\/p>\n<p>If you don\u2019t have $3,000 to start investing in VTSAX now, Vanguard also offers an ETF fund (VTI) composed of the same portfolio. You can invest in VTI starting at the price of just one share (just over $140 at the time of this writing).<\/p>\n<h2><span class=\"ez-toc-section\" id=\"VTSAX_Review_A_Conclusion\"><\/span>VTSAX Review: A Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There you have it: an introductory review of VTSAX.<\/p>\n<p>While this might just be one of many personal finance acronyms for you to learn about, hopefully you\u2019ve learned something new about investing in the process.<\/p>\n<p>Is VTSAX going to be a part of your investment strategy?<\/p>\n<p>That\u2019s up for you to decide, but you should have a better idea of the composition of the index fund, how you can get started investing in VTSAX, and a couple of factors that can help you decide if it\u2019s the right option for you.<\/p>\n<p><i>Do you choose to invest in VTSAX \u2013 why or why not?<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re just starting to take the first steps to investing, it\u2019s only a matter of time until you encounter an acronym that you\u2019re unfamiliar with: VTSAX. Of course, for personal finance beginners, this is one of many acronyms that might confuse you. When you come across words like VTSAX, ETF, and APR, you may [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8340,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0},"categories":[28],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>VTSAX Review: Here&#039;s What to Know Before You Invest<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VTSAX Review: Here&#039;s What to Know Before You Invest\" \/>\n<meta property=\"og:description\" content=\"If you\u2019re just starting to take the first steps to investing, it\u2019s only a matter of time until you encounter an acronym that you\u2019re unfamiliar with: VTSAX. Of course, for personal finance beginners, this is one of many acronyms that might confuse you. When you come across words like VTSAX, ETF, and APR, you may [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/\" \/>\n<meta property=\"og:site_name\" content=\"largeflare\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/personalfinanceforbeginners\" \/>\n<meta property=\"article:published_time\" content=\"2019-05-28T23:36:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-11-04T05:05:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.personalfinanceforbeginners.com\/wp-content\/uploads\/2019\/05\/VTSAX.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aaron\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@PFforBeginners\" \/>\n<meta name=\"twitter:site\" content=\"@PFforBeginners\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aaron\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/\",\"url\":\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/\",\"name\":\"VTSAX Review: Here's What to Know Before You Invest\",\"isPartOf\":{\"@id\":\"https:\/\/www.personalfinanceforbeginners.com\/#website\"},\"datePublished\":\"2019-05-28T23:36:19+00:00\",\"dateModified\":\"2019-11-04T05:05:16+00:00\",\"author\":{\"@id\":\"https:\/\/www.personalfinanceforbeginners.com\/#\/schema\/person\/87121b928997f68b80eb866cb102a820\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.personalfinanceforbeginners.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"VTSAX Review: Here&#8217;s What to Know Before You Invest\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.personalfinanceforbeginners.com\/#website\",\"url\":\"https:\/\/www.personalfinanceforbeginners.com\/\",\"name\":\"largeflare\",\"description\":\"Take the First Steps Toward Financial Independence\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.personalfinanceforbeginners.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.personalfinanceforbeginners.com\/#\/schema\/person\/87121b928997f68b80eb866cb102a820\",\"name\":\"Aaron\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.personalfinanceforbeginners.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d1e2dbe8833523ed455493ad871d5428?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d1e2dbe8833523ed455493ad871d5428?s=96&d=mm&r=g\",\"caption\":\"Aaron\"},\"description\":\"Aaron is a personal finance lover and lifetime entrepreneur who graduated with a marketing degree from the University of Utah in 2016. Since starting largeflare, Aaron has been featured on Business Insider, Marketwatch, The Financial Diet, and more.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"VTSAX Review: Here's What to Know Before You Invest","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/","og_locale":"en_US","og_type":"article","og_title":"VTSAX Review: Here's What to Know Before You Invest","og_description":"If you\u2019re just starting to take the first steps to investing, it\u2019s only a matter of time until you encounter an acronym that you\u2019re unfamiliar with: VTSAX. Of course, for personal finance beginners, this is one of many acronyms that might confuse you. When you come across words like VTSAX, ETF, and APR, you may [&hellip;]","og_url":"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/","og_site_name":"largeflare","article_publisher":"https:\/\/www.facebook.com\/personalfinanceforbeginners","article_published_time":"2019-05-28T23:36:19+00:00","article_modified_time":"2019-11-04T05:05:16+00:00","og_image":[{"width":1024,"height":512,"url":"https:\/\/www.personalfinanceforbeginners.com\/wp-content\/uploads\/2019\/05\/VTSAX.jpg","type":"image\/jpeg"}],"author":"Aaron","twitter_card":"summary_large_image","twitter_creator":"@PFforBeginners","twitter_site":"@PFforBeginners","twitter_misc":{"Written by":"Aaron","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/","url":"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/","name":"VTSAX Review: Here's What to Know Before You Invest","isPartOf":{"@id":"https:\/\/www.personalfinanceforbeginners.com\/#website"},"datePublished":"2019-05-28T23:36:19+00:00","dateModified":"2019-11-04T05:05:16+00:00","author":{"@id":"https:\/\/www.personalfinanceforbeginners.com\/#\/schema\/person\/87121b928997f68b80eb866cb102a820"},"breadcrumb":{"@id":"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.personalfinanceforbeginners.com\/vtsax-review\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.personalfinanceforbeginners.com\/"},{"@type":"ListItem","position":2,"name":"VTSAX Review: Here&#8217;s What to Know Before You Invest"}]},{"@type":"WebSite","@id":"https:\/\/www.personalfinanceforbeginners.com\/#website","url":"https:\/\/www.personalfinanceforbeginners.com\/","name":"largeflare","description":"Take the First Steps Toward Financial Independence","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.personalfinanceforbeginners.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en"},{"@type":"Person","@id":"https:\/\/www.personalfinanceforbeginners.com\/#\/schema\/person\/87121b928997f68b80eb866cb102a820","name":"Aaron","image":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.personalfinanceforbeginners.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d1e2dbe8833523ed455493ad871d5428?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d1e2dbe8833523ed455493ad871d5428?s=96&d=mm&r=g","caption":"Aaron"},"description":"Aaron is a personal finance lover and lifetime entrepreneur who graduated with a marketing degree from the University of Utah in 2016. Since starting largeflare, Aaron has been featured on Business Insider, Marketwatch, The Financial Diet, and more."}]}},"_links":{"self":[{"href":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/wp\/v2\/posts\/8339"}],"collection":[{"href":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/wp\/v2\/comments?post=8339"}],"version-history":[{"count":3,"href":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/wp\/v2\/posts\/8339\/revisions"}],"predecessor-version":[{"id":8718,"href":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/wp\/v2\/posts\/8339\/revisions\/8718"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/wp\/v2\/media\/8340"}],"wp:attachment":[{"href":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/wp\/v2\/media?parent=8339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/wp\/v2\/categories?post=8339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.personalfinanceforbeginners.com\/wp-json\/wp\/v2\/tags?post=8339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}